The Shimane Bank,Ltd.
Notice Regarding the Securitization of Lending Claims
Securitization of lending claims planned for September 29, 2026. Securitization amount is 33,900 million yen, loan receivable disposal gain expected at 850 million yen, with disposal gains anticipated to be recorded in the interim and full-year of the 2027 fiscal year. No changes to the earnings forecast announced in May 2026.
Key Figures
- Securitization amount: 33,900 million yen (planned)
- Lending receivable disposal gains recognition: 850 million yen (Estimated)
- Securitization implementation date: September 29, 2026 (planned)
AI要約
Overview
Shimane Bank has decided to securitize lending exposures in order to strengthen financial soundness and local engagement under its Medium-Term Management Plan, “Furusato Sanin Activation Project! – Aiming to Improve Local Engagement – Regional Bank Shimabank.” The first implementation was January 2026, and this is the second initiative. Considering the economic viability, it aims to expand the funding base, enhance ALM management, and strengthen credit risk management. Disposal gains are expected to be recorded.
Financials and Outlook
The funds raised through securitization will be deployed to local business partners to strengthen earnings. Securitization amount is 33,900百万円, and the expected loan receivable disposal gains are 850百万円 (both planned/projected). Implementation date is scheduled for September 29, 2026. It is expected that 850百万円 of loan receivable disposal gains will be recorded in the second quarter and full-year of the 2027 fiscal year. No changes to the earnings forecast announced in May 2026.
The Shimane Bank,Ltd.
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