Notice of Share Buyback Based on Restricted Stock Compensation System

Overview of the Disposal

Kyoto Financial Group will dispose of 18,370 common shares on July 24, 2026, based on the restricted stock compensation system. The disposal price is 4,532 yen per share, totaling approximately 83.25 million yen. The targets for disposal include directors, executive officers, and officers and employees of Kyoto Bank. The purpose of the system is to enhance corporate value and promote value sharing with shareholders. The disposal is based on the market stock price, with a management framework in place that prevents transfer or collateralization during the restricted transfer period.

Impact on Shareholders and Future Outlook

This share buyback resulting from the disposal of treasury stock is expected to have limited dilution effects. Funds raised from the disposal are anticipated to be used for medium- to long-term growth investments and strengthening the financial base. The company will continue to enforce proper management of the system and its shares to aim for increased shareholder value.