Kyoto Financial Group,Inc.

5844.T
Banks - Regional
2026/08/21 Updated
Market Cap: $8.5B (¥1.4T)
Stock Price: $30.21 (¥4,803)
Exchange Rate: 1 USD = ¥158.98

Stock Price Chart

2026/08/21 Updated
14.25
PER (Price Earnings Ratio)
vs Industry Avg: +4.7
0.98
PBR (Price to Book Ratio)
vs Industry Avg: -0.3
2.29%
Dividend Yield
vs Industry Avg: -0.66%

Price Trend

2026/08/21 Updated
Short-term
5-Day MA
-3.22%
Near-term
25-Day MA
+2.42%
Mid-term
75-Day MA
+4.68%
Long-term
200-Day MA
+19.91%

Price & Trading Details

2026/08/21 Updated

PRICE

Previous Close ¥4,824
Open ¥4,824
High ¥4,832
Low ¥4,724
Close ¥4,803

TRADING

Volume 905,500
Average Volume 1,087,063
Turnover ¥43億
Min. Purchase ¥480,300

Analyst Recommendations 5 analysts

Updated 2026/08/01
Strong Buy
1
1
Buy
1
1
Hold
3
3
Sell
0
Strong Sell
0
Target Price (Mean)
¥4,925
None
¥5,600
High
¥4,850
Median
¥4,400
Low
+42% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/08/01

Recent Earnings

Date EPS Est. EPS Actual Surprise
2026/07/30 ¥48.60 ¥71.50 +47.1%
2026/05/13 ¥199.88 ¥201.83 +1.0%
2026/01/29 ¥47.80 ¥43.32 -9.4%
2025/11/13 ¥23.19 ¥48.58 +109.5%

Shareholder Composition

Updated 2026/08/01
12.0%
Insider Holdings
34.5%
Institutional
53.6%
Public Float
138
Institutional Holders
Insider Holdings 12.0%
Institutional 34.5%
Public Float 53.6%

Top Mutual Funds / ETFs

Updated 2026/08/01

Major Holders

Updated 2026/08/01
Fund Name Ownership Shares Change
Vanguard International Stock Index-Total Intl Stock Indx
1.31%
3.9M +0.09%
Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
0.80%
2.4M +0.96%
MFS International New Discovery Fund
0.55%
1.7M -16.72%
Fidelity International Small Cap Fund
0.46%
1.4M +3.57%
iShares Core MSCI EAFE ETF
0.45%
1.4M +0.81%
Fidelity Strategic Advisers Fidelity International Fund
0.32%
960.2K +2.13%
Institution Ownership Shares Change
Cullen Capital Management, LLC
0.01%
8.1K -27.03%

Dividend History 4Years Growth

Updated 2026/08/23
-%
Dividend Yield
¥140
Annual Dividend
+100.0%
YoY Growth
41.3%
Payout Ratio
Year Dividend Change
2026 ¥140 +100.0%
2025 ¥70 +7.7%
2024 ¥65 +62.5%
2023 ¥40 +28.0%
2022 ¥31 -

Financial Performance

2026/08/23 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥118,371M ¥110,843M ¥113,034M ¥131,089M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥20,621M ¥27,213M ¥31,572M ¥36,552M
EPS ¥68.14 ¥90.63 ¥106.47 ¥125.03
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥12,210,967M ¥11,037,611M ¥11,576,552M ¥12,161,140M
Total Equity ¥1,087,808M ¥989,628M ¥1,141,081M ¥1,082,985M
Total Liabilities ¥11,123,159M ¥10,047,983M ¥10,435,471M ¥11,078,155M
Cash ¥2,703,179M ¥1,201,115M ¥962,778M ¥1,341,005M
Interest-bearing Debt ¥1,321,852M ¥258,264M ¥199,454M ¥505,350M
Equity Ratio 8.91% 8.97% 9.86% 8.91%
D/E Ratio 1.22 0.26 0.17 0.47
Cash Flow
Operating CF ¥39,795M -¥1,414,129M -¥36,759M ¥501,615M
Investing CF ¥66,740M -¥65,062M -¥175,561M -¥84,877M
Financing CF -¥7,424M -¥14,404M -¥25,446M -¥24,020M
Free CF ¥34,854M -¥1,416,834M -¥42,269M ¥495,337M
Efficiency
ROE 1.90% 2.75% 2.77% 3.38%
ROA 0.17% 0.25% 0.27% 0.30%

Latest IR Information

Company Information

English Name Kyoto Financial Group,Inc.
Japanese Name (株)京都フィナンシャルグループ
Stock Code 5844.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 3,676

About

Kyoto Financial Group,Inc., through its subsidiary, provides various banking products and services in Japan. It accepts current, ordinary, savings, time, and other deposits, as well as deposits at notice and negotiable certificates of deposit; and offers loans and overdrafts. The company also engages in trading of commodity securities, securities investment, domestic foreign exchange, and foreign exchange, as well as securities services, credit guarantees, leasing, and credit cards. The company was incorporated in 1941 and is headquartered in Kyoto, Japan.

Data provided by Yahoo Finance