Kyoto Financial Group,Inc.

5844.T
Banks - Regional
2026/10/09 12:26 Updated
Market Cap: $8.0B (¥1.3T)
Stock Price: $28.58 (¥4,515)
Exchange Rate: 1 USD = ¥157.98

Stock Price Chart

2026/10/09 12:26 Updated
13.56
PER (Price Earnings Ratio)
vs Industry Avg: +4.0
0.92
PBR (Price to Book Ratio)
vs Industry Avg: -0.4
2.35%
Dividend Yield
vs Industry Avg: -0.60%

Price Trend

2026/10/09 12:26 Updated
Short-term
5-Day MA
-2.93%
Near-term
25-Day MA
-5.48%
Mid-term
75-Day MA
-3.91%
Long-term
200-Day MA
+6.53%

Price & Trading Details

2026/10/09 12:26 Updated

PRICE

Previous Close ¥4,599
Open ¥4,598
High ¥4,627
Low ¥4,513
Close ¥4,515

TRADING

Volume 245,200
Average Volume 924,043
Turnover ¥11億
Min. Purchase ¥451,500

Analyst Recommendations 4 analysts

Updated 2026/10/01
Strong Buy
1
1
Buy
1
1
Hold
2
2
Sell
0
Strong Sell
0
Target Price (Mean)
¥5,125
Buy
¥5,800
High
¥5,050
Median
¥4,600
Low
+47% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/10/01
NOV
13
2026
Next Earnings Release
Q4 FY2026
EPS Estimate: ¥23.19
34days

Recent Earnings

Date EPS Est. EPS Actual Surprise
2026/07/30 ¥48.60 ¥71.50 +47.1%
2026/05/13 ¥199.88 ¥201.83 +1.0%
2026/01/29 ¥47.80 ¥43.32 -9.4%
2025/11/13 ¥23.19 ¥48.58 +109.5%

Shareholder Composition

Updated 2026/10/01
11.7%
Insider Holdings
34.4%
Institutional
53.9%
Public Float
144
Institutional Holders
Insider Holdings 11.7%
Institutional 34.4%
Public Float 53.9%

Top Mutual Funds / ETFs

Updated 2026/10/01

Major Holders

Updated 2026/10/01
Fund Name Ownership Shares Change
Vanguard International Stock Index-Total Intl Stock Indx
1.31%
3.9M +0.09%
Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
0.80%
2.4M +0.96%
MFS International New Discovery Fund
0.55%
1.7M -16.72%
Fidelity International Small Cap Fund
0.46%
1.4M +3.57%
iShares Core MSCI EAFE ETF
0.45%
1.4M +0.81%
Fidelity Strategic Advisers Fidelity International Fund
0.32%
960.2K +2.13%
Institution Ownership Shares Change
Cullen Capital Management, LLC
0.01%
8.1K -27.03%

Dividend History 4Years Growth

Updated 2026/10/04
-%
Dividend Yield
¥190
Annual Dividend
+171.4%
YoY Growth
56.1%
Payout Ratio
Year Dividend Change
2026 ¥190 +171.4%
2025 ¥70 +7.7%
2024 ¥65 +62.5%
2023 ¥40 +28.0%
2022 ¥31 -

Financial Performance

2026/10/04 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥118,371M ¥110,843M ¥113,034M ¥131,089M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥20,621M ¥27,213M ¥31,572M ¥36,552M
EPS ¥68.14 ¥90.63 ¥106.47 ¥125.03
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥12,210,967M ¥11,037,611M ¥11,576,552M ¥12,161,140M
Total Equity ¥1,087,808M ¥989,628M ¥1,141,081M ¥1,082,985M
Total Liabilities ¥11,123,159M ¥10,047,983M ¥10,435,471M ¥11,078,155M
Cash ¥2,703,179M ¥1,201,115M ¥962,778M ¥1,341,005M
Interest-bearing Debt ¥1,321,852M ¥258,264M ¥199,454M ¥505,350M
Equity Ratio 8.91% 8.97% 9.86% 8.91%
D/E Ratio 1.22 0.26 0.17 0.47
Cash Flow
Operating CF ¥39,795M -¥1,414,129M -¥36,759M ¥501,615M
Investing CF ¥66,740M -¥65,062M -¥175,561M -¥84,877M
Financing CF -¥7,424M -¥14,404M -¥25,446M -¥24,020M
Free CF ¥34,854M -¥1,416,834M -¥42,269M ¥495,337M
Efficiency
ROE 1.90% 2.75% 2.77% 3.38%
ROA 0.17% 0.25% 0.27% 0.30%

Latest IR Information

Company Information

English Name Kyoto Financial Group,Inc.
Japanese Name (株)京都フィナンシャルグループ
Stock Code 5844.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 3,676

About

Kyoto Financial Group,Inc., through its subsidiary, provides various banking products and services in Japan. It accepts current, ordinary, savings, time, and other deposits, as well as deposits at notice and negotiable certificates of deposit; and offers loans and overdrafts. The company also offers trading of securities, securities investment, domestic exchange, foreign exchange, credit guarantees, leasing, and credit cards services. In addition, it is involved in consulting, economic surveys, research, and member business; investment management; management of electronic commerce mall; financial products trading; investments; and M&A advisory business. The company was incorporated in 1941 and is headquartered in Kyoto, Japan.

Data provided by Yahoo Finance