Submission of Form 6-K Interim Report for the Fiscal Year Ending September 2025 to the U.S. Securities and Exchange Commission

Interim Consolidated Balance Sheet

As of September 30, 2025, total assets amounted to 290,675,885 million yen, slightly down from 292,165,070 million yen in the prior year period. Total liabilities were 273,042,616 million yen, decreasing from 275,676,476 million yen in the previous year period, while total equity increased to 17,633,269 million yen from 16,488,594 million yen year-over-year. Major asset items include loans and receivables of 127,088,662 million yen and investment securities of 33,184,239 million yen.

Interim Consolidated Income Statement

For the period from April 1, 2025 to September 30, 2025, interim net income was 772,877 million yen, a significant increase from 265,496 million yen in the prior year period. Interest income was 3,393,743 million yen, interest expenses were 2,038,251 million yen, resulting in net interest income of 1,355,492 million yen. Net fees and commissions were 696,491 million yen. Total ordinary income reached 2,365,813 million yen and ordinary expenses amounted to 1,397,363 million yen. Pre-tax interim income was 965,169 million yen, with corporate income taxes at 192,292 million yen.

Interim Consolidated Statement of Comprehensive Income

For the period from April 1, 2025 to September 30, 2025, total comprehensive income was 1,244,588 million yen, significantly up from 167,796 million yen in the prior year period. Other comprehensive income includes items not reclassified to net income after tax of 468,756 million yen and items that may be reclassified subsequently to net income of 2,955 million yen. Total comprehensive income attributable to owners of the parent company was 1,214,532 million yen.

Share-Related Information

Basic earnings per share were 192.60 yen and diluted earnings per share were 192.56 yen, significantly increased from 63.75 yen in the prior year. A 3-for-1 stock split was implemented on October 1, 2024, and calculations reflect this adjustment.

Risk Factors and Forward-Looking Statements

This document contains forward-looking statements regarding future performance that are not guaranteed. These involve uncertainties including deterioration in domestic and international economic and financial conditions, declines in market value of securities, increases in non-performing loans, risks of unsuccessful business strategies, among others. Investors are advised to refer to the latest disclosure materials when making investment decisions.