The Toho Bank, Ltd.

8346.T
Banks - Regional
2026/10/09 12:26 Updated
Market Cap: $1.7B (¥265.6B)
Stock Price: $6.73 (¥1,063)
Exchange Rate: 1 USD = ¥157.98

Stock Price Chart

2026/10/09 12:26 Updated
21.50
PER (Price Earnings Ratio)
vs Industry Avg: +12.0
1.18
PBR (Price to Book Ratio)
vs Industry Avg: -0.1
2.31%
Dividend Yield
vs Industry Avg: -0.64%

Price Trend

2026/10/09 12:26 Updated
Short-term
5-Day MA
-4.35%
Near-term
25-Day MA
+1.96%
Mid-term
75-Day MA
+14.43%
Long-term
200-Day MA
+40.32%

Price & Trading Details

2026/10/09 12:26 Updated

PRICE

Previous Close ¥1,082
Open ¥1,089
High ¥1,091
Low ¥1,057
Close ¥1,063

TRADING

Volume 511,700
Average Volume 1,062,961
Turnover ¥5億
Min. Purchase ¥106,300

Earnings Calendar

Updated 2026/10/01

Recent Earnings

Date EPS Est. EPS Actual Surprise
2016/02/09 ¥9.13 ¥10.40 +13.9%
2015/08/04 ¥9.94 ¥42.10 +323.6%
2015/05/14 ¥9.20 ¥10.23 +11.2%
2015/02/09 ¥7.92 ¥8.91 +12.5%

Shareholder Composition

Updated 2026/10/01
12.4%
Insider Holdings
27.5%
Institutional
60.1%
Public Float
68
Institutional Holders
Insider Holdings 12.4%
Institutional 27.5%
Public Float 60.1%

Dividend History 3Years Growth

Updated 2026/10/04
-%
Dividend Yield
¥23
Annual Dividend
+91.7%
YoY Growth
-%
Payout Ratio
Year Dividend Change
2026 ¥23 +91.7%
2025 ¥12 +60.0%
2024 ¥8 +7.1%
2023 ¥7 -6.7%
2022 ¥8 -

Financial Performance

2026/10/04 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥54,779M ¥52,908M ¥53,462M ¥59,629M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥6,753M ¥4,493M ¥5,252M ¥7,445M
EPS ¥26.79 ¥17.82 ¥20.82 ¥29.78
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥7,135,413M ¥6,613,120M ¥6,758,569M ¥6,653,240M
Total Equity ¥192,740M ¥191,013M ¥206,179M ¥197,235M
Total Liabilities ¥6,942,673M ¥6,422,107M ¥6,552,390M ¥6,456,005M
Cash ¥2,797,310M ¥1,986,222M ¥1,795,566M ¥1,235,480M
Interest-bearing Debt ¥690,052M ¥182,466M ¥198,943M ¥222,053M
Equity Ratio 2.70% 2.89% 3.05% 2.96%
D/E Ratio 3.58 0.96 0.96 1.13
Cash Flow
Operating CF ¥502,097M -¥759,846M ¥114,278M -¥207,175M
Investing CF -¥44,368M -¥49,661M -¥302,831M -¥350,273M
Financing CF -¥1,273M -¥1,903M -¥1,732M -¥2,837M
Free CF ¥496,030M -¥768,002M ¥109,316M -¥211,830M
Efficiency
ROE 3.50% 2.35% 2.55% 3.77%
ROA 0.09% 0.07% 0.08% 0.11%

Latest IR Information

Company Information

English Name The Toho Bank, Ltd.
Japanese Name (株)東邦銀行
Stock Code 8346.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 2,037

About

The Toho Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan. The company operates through four segments: Banking, Leasing, Credit Guarantee, and Others. It offers accounts; debit, credit, and cash cards; time and foreign currency deposits, investment trusts, government bonds, and securities trading; home, personal, card, and online-only loans; and whole life, medical and cancer, educational, personal pension, income protection/term life, internet-only, and home loan-specific fire insurance, as well as individual defined contribution pension plans, national pension funds, and inheritance and trust-related services. The company also provides web-based direct debit, pay-easy account transfer acceptance, safe deposit boxes, foreign currency exchange, international money transfer, electronic delivery, and free dial information request services; internet banking; fundraising; administrative rationalization; overseas business support; fund management; business consulting; mergers and acquisitions; corporate pension and retirement allowance systems; and densai services. In addition, it is involved in leasing services; computer software development and computer-based computing services; printing and binding services for documents and other forms; business succession support; IT-related services; and human resources-related businesses. The company was incorporated in 1941 and is headquartered in Fukushima, Japan.

Data provided by Yahoo Finance