2027 February Term Q1 Financial Summary (Consolidated) [Japanese GAAP]

Overview of Results

For the first quarter of the current fiscal year, performance underpinned by growth in domestic and international payments and financial services led to substantial increases in revenue and profit. Consolidated net revenue was 153,881 million yen, operating income was 17,486 million yen, and net income attributable to owners of the parent for the quarter was 8,966 million yen, significantly surpassing the previous year’s period. By segment, Domestic Retail Solutions and Domestic Solutions, as well as the overseas segment, performed steadily, with net income attributable to owners of the parent showing notable YoY growth of 205.8%.

Outlook and Risks

In line with the mid-term management plan (2026–2030), the company will strengthen regionally focused financial services centered in Asia, and pursue growth by integrating payments, lending, and asset-building services through digital technologies and the group’s retail touchpoints. Geopolitical risks and inflation remain considerations, and changes in foreign exchange and interest rates, as well as market conditions, may affect future performance.