The Bank Of Kochi, Ltd.

8416.T
Banks - Regional
2026/07/07 Updated
Market Cap: $79.1M (¥12.8B)
Stock Price: $7.80 (¥1,264)
Exchange Rate: 1 USD = ¥162.07

Stock Price Chart

2026/07/07 Updated
26.77
PER (Price Earnings Ratio)
vs Industry Avg: +17.2
0.28
PBR (Price to Book Ratio)
vs Industry Avg: -1.0
1.97%
Dividend Yield
vs Industry Avg: -0.98%

Price Trend

2026/07/07 Updated
Short-term
5-Day MA
+0.81%
Near-term
25-Day MA
+1.26%
Mid-term
75-Day MA
+8.39%
Long-term
200-Day MA
+20.53%

Price & Trading Details

2026/07/07 Updated

PRICE

Previous Close ¥1,266
Open ¥1,270
High ¥1,306
Low ¥1,264
Close ¥1,264

TRADING

Volume 86,200
Average Volume 35,163
Turnover ¥1億
Min. Purchase ¥126,400

Shareholder Composition

Updated 2026/07/01
29.7%
Insider Holdings
4.5%
Institutional
65.8%
Public Float
11
Institutional Holders
Insider Holdings 29.7%
Institutional 4.5%
Public Float 65.8%

Dividend History

Updated 2026/07/05
-%
Dividend Yield
¥15
Annual Dividend
-40.0%
YoY Growth
-%
Payout Ratio
Year Dividend Change
2026 ¥15 -40.0%
2025 ¥25 0.0%
2024 ¥25 0.0%
2023 ¥25 0.0%
2022 ¥25 -

Financial Performance

2026/07/05 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2023 2024 2025 2026
Income Statement
Revenue ¥21,007M ¥21,201M ¥21,279M ¥23,967M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥1,601M ¥1,251M ¥860M ¥596M
EPS ¥49.63 ¥41.56 ¥73.43 -
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥1,185,393M ¥1,142,308M ¥1,153,492M ¥1,156,604M
Total Equity ¥73,772M ¥58,652M ¥50,702M ¥45,899M
Total Liabilities ¥1,111,621M ¥1,083,656M ¥1,102,790M ¥1,110,705M
Cash ¥108,965M ¥64,516M ¥95,757M ¥98,659M
Interest-bearing Debt ¥66,049M ¥43,340M ¥54,464M ¥75,402M
Equity Ratio 6.22% 5.13% 4.40% 3.97%
D/E Ratio 0.90 0.74 1.07 1.64
Cash Flow
Operating CF -¥31,976M -¥22,071M ¥25,860M ¥22,893M
Investing CF ¥6,114M -¥5,936M ¥6,279M -¥18,907M
Financing CF ¥6,354M -¥17,707M -¥413M -¥342M
Free CF -¥32,967M -¥23,709M ¥25,314M ¥21,581M
Efficiency
ROE 2.17% 2.13% 1.70% 1.30%
ROA 0.14% 0.11% 0.07% 0.05%

Company Information

English Name The Bank Of Kochi, Ltd.
Japanese Name (株)高知銀行
Stock Code 8416.T (JPX)
Sector / Industry Financial Services / Banks - Regional

About

The Bank Of Kochi, Ltd. provides various banking products and services in Japan. It operates in three segments: Banking Business, Leasing Business, and Credit Card Business. The company offers deposit and comprehensive accounts; inheritance-only and retirement benefit-only fixed term, and foreign currency deposits; tax-free small investment system; investment; accumulation investment and investment trusts; pension periodic payment; term-asset management; and government and private placement bonds. It also provides loan products, including free, car, housing, card, reverse mortgage, educational, and business loans, as well as loan consultation; insurance products, such as medical and cancer, individual pension, property, whole life, and term insurance; guardianship system support deposit; trust contract agency business; individual-type defined contribution pension plan; testamentary trust and estate settlement services; dedicated account for educational donations; and inheritance procedures. In addition, the company offers services comprising internet banking, payment and transfer, electronic money and smartphone payment, payroll transfer, foreign exchange and remittance, pension receipt, telephone, and ATM functions, as well as EB, web transfer reception, bank deposit, and various seminars and consultations. Further, it provides business support services, which include digitization, merger and acquisition, financial diagnostics, industry-academia collaboration, employee benefits, and sales channel expansion and business matching; international business trade transactions; securities investment; and leasing operations. The company serves individual, corporate, and sole proprietor customers. The Bank Of Kochi, Ltd. was incorporated in 1930 and is headquartered in Kochi, Japan.

Data provided by Yahoo Finance