The Kita-Nippon Bank, Ltd.

8551.T
Banks - Regional
2026/08/21 Updated
Market Cap: $388.3M (¥61.7B)
Stock Price: $47.36 (¥7,530)
Exchange Rate: 1 USD = ¥158.98

Stock Price Chart

2026/08/21 Updated
13.89
PER (Price Earnings Ratio)
vs Industry Avg: +4.3
0.64
PBR (Price to Book Ratio)
vs Industry Avg: -0.6
0.85%
Dividend Yield
vs Industry Avg: -2.10%

Price Trend

2026/08/21 Updated
Short-term
5-Day MA
+0.97%
Near-term
25-Day MA
+10.59%
Mid-term
75-Day MA
+28.90%
Long-term
200-Day MA
+50.22%

Price & Trading Details

2026/08/21 Updated

PRICE

Previous Close ¥7,330
Open ¥7,190
High ¥7,550
Low ¥7,180
Close ¥7,530

TRADING

Volume 46,400
Average Volume 34,525
Turnover ¥3億
Min. Purchase ¥753,000

Earnings Calendar

Updated 2026/08/01

Recent Earnings

Date EPS Est. EPS Actual Surprise
2016/01/28 ¥140.09 ¥131.89 -5.9%
2015/07/30 ¥81.06 ¥145.39 +79.4%
2015/05/12 ¥84.02 ¥243.14 +189.4%
2015/01/29 ¥74.27 ¥112.85 +52.0%

Dividend History

Updated 2026/08/23
-%
Dividend Yield
¥100
Annual Dividend
-30.6%
YoY Growth
-%
Payout Ratio
Year Dividend Change
2026 ¥100 -30.6%
2025 ¥144 +60.0%
2024 ¥90 +50.0%
2023 ¥60 -7.7%
2022 ¥65 -

Financial Performance

2026/08/23 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2023 2024 2025 2026
Income Statement
Revenue ¥21,373M ¥26,768M ¥22,837M ¥25,045M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥2,659M ¥3,073M ¥4,011M ¥4,363M
EPS ¥314.88 ¥363.27 ¥475.57 -
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥1,495,481M ¥1,522,676M ¥1,526,336M ¥1,563,506M
Total Equity ¥75,269M ¥86,039M ¥86,459M ¥95,018M
Total Liabilities ¥1,420,212M ¥1,436,637M ¥1,439,877M ¥1,468,488M
Cash ¥90,158M ¥134,166M ¥111,065M ¥124,393M
Interest-bearing Debt ¥1,730M ¥1,621M ¥1,362M ¥1,522M
Equity Ratio 5.03% 5.65% 5.66% 6.08%
D/E Ratio 0.02 0.02 0.02 0.02
Cash Flow
Operating CF -¥210,951M -¥27,356M -¥17,070M ¥19,895M
Investing CF ¥22,787M ¥71,826M -¥4,986M -¥5,012M
Financing CF -¥546M -¥507M -¥1,262M -¥1,699M
Free CF -¥212,063M -¥28,579M -¥17,944M ¥17,835M
Efficiency
ROE 3.53% 3.57% 4.64% 4.59%
ROA 0.18% 0.20% 0.26% 0.28%

Latest IR Information

Company Information

English Name The Kita-Nippon Bank, Ltd.
Japanese Name (株)北日本銀行
Stock Code 8551.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 771

About

The Kita-Nippon Bank, Ltd., together with its subsidiaries, engages in the provision of commercial banking products and services in Japan. It operates through Banking, Leasing, and Credit Card and Credit Guarantee segment. The company offers services, including deposit, lending, securities investment, foreign exchange, domestic exchange, trust and related services. It is also involved in providing credit cards; and credit guarantee, leasing and financing, computer, software development, and software sale services. The Kita-Nippon Bank, Ltd. was incorporated in 1942 and is headquartered in Morioka, Japan.

Data provided by Yahoo Finance