【Yokohama Financial Group】2024 Earnings｜Sales of 490.7 billion yen (22.9% increase YoY)

Business Performance Overview

Yokohama Financial Group posted record-high consolidated results for the fiscal year ending March 2026, with sales of 490.7 billion yen (22.9% increase YoY), ordinary income of 155.0 billion yen (26.2% increase), and net income attributable to shareholders of the parent amounting to 106.5 billion yen (28.6% increase). Asset size also expanded, with total assets reaching approximately 25.7 trillion yen, and shareholders’ equity ratio maintained at 14.9%. By deepening and expanding the solution business, the company has strengthened its earnings foundation and achieved stable growth.

Future Outlook and Impact on Shareholders

For the fiscal year ending March 2027, earnings guidance forecasts ordinary income of 191.5 billion yen (23.5% increase YoY) and net income attributable to shareholders of the parent of 129.0 billion yen (21.1% increase), continuing its profit growth. Dividends are expected to increase by 47 yen, maintaining a payout ratio in the 40% range. The company's capital quality remains high, with a shareholders’ equity ratio of 14.9%, backed by a stable financial structure focusing on shareholder returns and sustainable growth.