Lifenet Insurance Company
Lifenet Insurance March 2026 Earnings Flash Report
As of the end of March 2026, policies in force annualized premium totaled JPY 37,291 million, representing 108% year-over-year growth. Individual insurance amounted to JPY 28,719 million (107% YoY) and group credit life insurance totaled JPY 8,572 million (112% YoY).
Key Figures
- Policies in Force Annualized Premium (Total): JPY 37,291 million (108% YoY)
- Individual Insurance Policies in Force (Number): 686,255 policies (March prior year: 637,417 policies)
- Individual Insurance Lapse and Surrender Rate: 5.4% (March prior year: 5.6%)
AI要約
Overview of Results
As of the end of March 2026, policies in force annualized premium stood at JPY 37,291 million, showing an increase of 108% year-over-year. By segment, individual insurance accounted for JPY 28,719 million (107% YoY) and group credit life insurance for JPY 8,572 million (112% YoY). The number of individual insurance policies in force increased to 686,255 from 637,417 in the same month of the previous year, with new policies annualized premium and new policy counts also exceeding last year’s figures. Claims and benefits paid amounted to JPY 773 million, up from JPY 557 million in the prior year, while the lapse and surrender rate improved to 5.4% from 5.6% year-over-year.
Outlook and Premium Rate Updates
Group credit life insurance premium rates undergo periodic review and were updated effective April 2026. While this is expected to have a certain impact on future performance, the specific impact amount remains unknown. We will continue to aim for growth in policies in force and reduction of lapse and surrender rates, striving to build a stable earnings base.
