AEON Financial Service Co., Ltd.
Notice Regarding Formulation of Medium-Term Management Plan (Fiscal 2026 to Fiscal 2030)
Formulated a medium-term management plan for fiscal 2026 to 2030, targeting ROE of 10.0%, consolidated operating revenue of 780 billion yen, operating income of 100 billion yen, and an operating profit margin of 12.8% by fiscal 2030.
Key Figures
- ROE: 10.0% (Fiscal 2030 target)
- Consolidated Operating Revenue: 780 billion yen (Fiscal 2030 target)
- Consolidated Operating Income: 100 billion yen (Fiscal 2030 target)
AI要約
Overview of the Medium-Term Management Plan
AEON Financial Service Co., Ltd. has formulated a medium-term management plan covering five years from fiscal 2026 to 2030. The company envisions itself by 2030 as a regionally-rooted global enterprise 'bringing finance closer to customers,' by integrating retail touchpoints and financial data domestically and internationally with digital technologies such as AI, aiming to seamlessly provide financial services ranging from payments to lending and asset formation, thereby achieving sustainable growth and increasing corporate value.
Key Strategies and Management Indicators
The plan targets ROE of 10.0%, consolidated operating revenue of 780 billion yen, consolidated operating income of 100 billion yen, and an operating profit margin of 12.8% by fiscal 2030. Fiscal 2026 to 2027 will serve as a foundational strengthening phase involving upfront investments. Key strategies include expanding the customer base through AEON Pay, enhancing the lending business by leveraging data and AI, and establishing a 'Retail × Finance × Digital' business model in priority Asian countries. Additionally, the company will promote domestic cost structure reforms and operational efficiencies through AI utilization, aiming to become the top brand for safety and security by building a robust corporate governance framework.
