Financial Summary for the Third Quarter of Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Performance Overview

During the cumulative consolidated period of the third quarter of the fiscal year ending March 2026, ordinary income increased to 112.353 billion yen (an 18.2% increase YoY), driven by higher interest income on loans and securities dividends, as well as gains on sales of equities. On the other hand, ordinary expenses rose to 93.592 billion yen due to increased funding costs and operating expenses. However, ordinary profit significantly increased to 18.760 billion yen (a 62.3% increase YoY), and net income attributable to owners of parent for the quarter was substantially up at 12.792 billion yen (a 53.5% increase YoY). The capital adequacy ratio also improved to 5.5%, indicating strengthening of the financial base.

Financial Position and Future Outlook

At the end of the third quarter, total assets rose to 6.621628 trillion yen, and net assets increased to 366.288 billion yen compared to the previous fiscal year-end. Loans, securities, and deposit balances showed an increasing trend. The number of issued shares remained steady at 41,831,897 shares, while treasury stock slightly decreased. Including an interim dividend of ¥55, the annual dividend is forecasted at ¥110, an increase from the previous fiscal year. There are no changes to the full-year earnings forecast, and stable performance is expected to continue.