Lifenet Insurance Company
Lifenet Insurance January 2026 Earnings Update
In January 2026, the in-force annualized premium was JPY 36,637 million, a 109% increase year-over-year. Individual insurance accounted for JPY 28,350 million (107% year-over-year), and group credit life insurance was JPY 8,286 million (118% year-over-year).
Key Figures
- In-Force Annualized Premium: JPY 36,637 million (Year-over-Year 109%)
- Individual Insurance In-Force Contracts: 676,268 contracts (Previous year same month 630,258 contracts)
- Individual Insurance Lapse and Surrender Rate: 5.7% (Previous year same month 6.0%)
AI要約
Overview of Performance
As of the end of January 2026, the in-force annualized premium totaled JPY 36,637 million, reflecting a 109% increase compared to the same month last year. Breakdown shows individual insurance at JPY 28,350 million (107% YoY) and group credit life insurance at JPY 8,286 million (118% YoY). Additionally, the number of individual insurance in-force contracts increased to 676,268 contracts from 630,258 in the same month last year, with new contract annualized premium and new contract numbers also exceeding the previous year's figures. Claims and benefits paid amounted to JPY 594 million, up from JPY 507 million in the same month last year; however, the lapse and surrender rate improved to 5.7%, down from 6.0% year-over-year.
Outlook and Impact on Investors
This earnings update is based on preliminary figures and may differ from finalized numbers. Nevertheless, the growth in in-force annualized premium and improvement in lapse and surrender rates indicate stable business expansion. The notable increase in group credit life insurance is also expected to strengthen the revenue base moving forward. Investors are advised to monitor these trends carefully while awaiting the official financial results announcement.
