The Bank of Saga Ltd.
Fiscal Year Ending March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)
For the third quarter of the fiscal year ending March 2026, ordinary income reached 4,418.7 billion yen (up 3.9% YoY), ordinary profit was 100.29 billion yen (up 13.6% YoY), and net income attributable to owners of parent for the quarter was 7.176 billion yen (up 16.4% YoY).
Key Figures
- Ordinary Income: 44,187 million yen (up 3.9% YoY)
- Ordinary Profit: 10,029 million yen (up 13.6% YoY)
- Net Income Attributable to Owners of Parent (Quarterly): 7,176 million yen (up 16.4% YoY)
AI要約
Overview of Financial Performance
For the third quarter of the fiscal year ending March 2026, consolidated operating results showed ordinary income of 44,187 million yen, up 3.9% year-on-year, ordinary profit of 10,029 million yen, up 13.6% year-on-year, and net income attributable to owners of parent for the quarter of 7,176 million yen, up 16.4% year-on-year. The increase in ordinary income was driven by higher interest on loans and increased income from service transactions. Although ordinary expenses also increased, profits rose.
Financial Position and Dividend Status
Total assets declined by 38.4 billion yen from the previous consolidated fiscal year-end to 3,139.3 billion yen, while net assets increased by 7,373 million yen to 123.7 billion yen. The equity ratio rose by 0.3 points from the previous period to 3.9%. Dividends are planned at 50 yen per share at the fiscal period-end, totaling 100 yen annually, an increase of 10 yen YoY.
Full-Year Earnings Forecast for Fiscal Year Ending March 2026
The full-year earnings forecast anticipates ordinary income of 56,000 million yen (up 1.3% YoY), ordinary profit of 11,500 million yen (up 4.5% YoY), net income attributable to owners of parent of 8,000 million yen (up 6.7% YoY), and net income per share of 473.31 yen, with no revisions from the most recent forecast.
