Bank of The Ryukyus, Limited
Stock Price Chart
2026/08/21 UpdatedPrice Trend
2026/08/21 UpdatedPrice & Trading Details
2026/08/21 UpdatedPRICE
TRADING
Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2016/02/04 | ¥17.17 | ¥64.18 | +273.7% |
| 2015/08/09 | ¥10.75 | ¥164.95 | +1,434.6% |
| 2015/05/13 | ¥28.98 | ¥23.55 | -18.7% |
| 2015/02/05 | ¥46.12 | ¥31.08 | -32.6% |
Shareholder Composition
Updated 2026/08/01Dividend History 4Years Growth
Updated 2026/08/23| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥61 | +32.6% |
| 2025 | ¥46 | +22.7% |
| 2024 | ¥38 | +4.2% |
| 2023 | ¥36 | +2.9% |
| 2022 | ¥35 | - |
Financial Performance
2026/08/23 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥52,011M | ¥56,547M | ¥60,705M | ¥67,357M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥5,896M | ¥5,651M | ¥5,751M | ¥9,084M |
| EPS | ¥138.98 | ¥135.50 | ¥138.92 | ¥221.53 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥3,042,523M | ¥3,067,017M | ¥2,977,518M | ¥3,108,258M |
| Total Equity | ¥138,160M | ¥142,565M | ¥139,828M | ¥145,524M |
| Total Liabilities | ¥2,904,363M | ¥2,924,452M | ¥2,837,690M | ¥2,962,734M |
| Cash | ¥598,662M | ¥341,755M | ¥171,575M | ¥161,544M |
| Interest-bearing Debt | ¥104,865M | ¥19,271M | ¥19,535M | ¥15,748M |
| Equity Ratio | 4.54% | 4.65% | 4.70% | 4.68% |
| D/E Ratio | 0.76 | 0.14 | 0.14 | 0.11 |
| Cash Flow | ||||
| Operating CF | -¥52,266M | -¥37,259M | -¥151,555M | ¥21,722M |
| Investing CF | -¥116,735M | -¥217,822M | -¥16,685M | -¥29,330M |
| Financing CF | -¥2,905M | -¥1,813M | -¥2,249M | -¥2,581M |
| Free CF | -¥56,594M | -¥51,262M | -¥164,446M | ¥13,136M |
| Efficiency | ||||
| ROE | 4.27% | 3.96% | 4.11% | 6.24% |
| ROA | 0.19% | 0.18% | 0.19% | 0.29% |
Latest IR Information
-
Fiscal Year Ending March 2027 Q1 Financial Summary (Japanese GAAP)
Consolidated results for the first quarter of the fiscal year ending March 2027 were disclosed. The trends in ordinary income and net income attributable to owners of the parent, segment-by-segment performance, and capital policy-related developments are organized, and financial indicators...
Read more -
[Ryukyu Bank] Share Buyback and Incentive Program | July 2026
Ryukyu Bank plans to dispose of 21,070 shares of treasury stock on October 16, 2026, raising approximately 62,135,430 yen. This is part of an employee incentive scheme involving share disposal and issuance of restricted stock with transfer restrictions.
Read more -
【Ryukyu Bank】Announcement of Unrealized Loss on Securities for the First Quarter of FY2027｜July 2026
Ryukyu Bank announced that its unrealized loss on securities at the end of the first quarter of FY2027 is 3,865 million yen, which corresponds to 42.55% of the net profit of 9,084 million yen for the same period last year....
Read more -
Regarding Partial Correction of Financial Summary for the Fiscal Year Ending March 2026 [Japan GAAP]
Ryukyu Bank has corrected certain errors in its financial summary for the fiscal year ending March 2026, revising figures such as its core capital ratio and risk assets. Compared to the figures as of September 2025, the core capital ratio...
Read more -
[Ryukyu Bank] Share Buyback and Incentive Scheme Introduction | July 2026
Ryukyu Bank plans to dispose of 28,547 shares of treasury stock on July 17, 2026, and will conduct stock grants as part of the executive incentive scheme. The disposal price is set at 2,524 yen per share, totaling over 72.05...
Read more
Latest News (5 items)
Company Information
About
Bank of The Ryukyus, Limited provides various banking products and services in Japan. It operates through the Banking, Lease, Credit Card, Credit Guarantee Business, and IT Business segments. The company offers savings, comprehensive, guardiamship support, time, fixed term, and property deposits; loan products, including housing, reverse mortgage, apartment, car, education, personal, card, and Ippo consolidated loans; and insurance products, such as individual annuity, whole life, medical, long-term care, term life, fire, pet, and cancer insurance. It also engages in the provision of investment trust, bonds, and foreign currency deposits; corporate consulting services, which include and business succession, merger and acquisitions, business matching, support for sales improvement, and organizational restructuring; and security brokerage business. In addition, the company provides debit card, ATM, online banking, estate management services, electronic money charge, store reservation, safe deposit box, and remittance services. Bank of The Ryukyus, Limited was incorporated in 1948 and is headquartered in Naha, Japan.
