The Tochigi Bank, Ltd.
Stock Price Chart
2026/08/21 UpdatedPrice Trend
2026/08/21 UpdatedPrice & Trading Details
2026/08/21 UpdatedPRICE
TRADING
Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2016/01/27 | ¥24.35 | ¥13.17 | -45.9% |
| 2015/07/28 | ¥19.59 | ¥25.23 | +28.8% |
| 2015/05/07 | ¥37.33 | ¥34.97 | -6.3% |
| 2015/01/27 | ¥13.95 | ¥31.67 | +127.0% |
Shareholder Composition
Updated 2026/08/01Dividend History
Updated 2026/08/23| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥14 | -9.7% |
| 2025 | ¥16 | +138.5% |
| 2024 | ¥7 | +8.3% |
| 2023 | ¥6 | 0.0% |
| 2022 | ¥6 | - |
Financial Performance
2026/08/23 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥41,185M | ¥40,926M | ¥37,891M | ¥42,414M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥2,652M | ¥2,101M | -¥22,328M | ¥8,289M |
| EPS | ¥25.53 | ¥20.29 | -¥215.45 | ¥79.71 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥3,279,153M | ¥3,314,542M | ¥3,333,907M | ¥3,419,343M |
| Total Equity | ¥153,413M | ¥150,198M | ¥151,488M | ¥163,242M |
| Total Liabilities | ¥3,125,740M | ¥3,164,344M | ¥3,182,419M | ¥3,256,101M |
| Cash | ¥572,443M | ¥585,706M | ¥699,674M | ¥465,687M |
| Interest-bearing Debt | ¥41,748M | ¥34,125M | ¥33,364M | ¥45,808M |
| Equity Ratio | 4.68% | 4.53% | 4.54% | 4.77% |
| D/E Ratio | 0.27 | 0.23 | 0.22 | 0.28 |
| Cash Flow | ||||
| Operating CF | -¥290,895M | ¥14,558M | -¥97,699M | -¥171,176M |
| Investing CF | -¥32,437M | -¥4,918M | ¥210,553M | -¥50,153M |
| Financing CF | -¥904M | -¥636M | -¥672M | -¥1,510M |
| Free CF | -¥292,198M | ¥11,352M | -¥103,984M | -¥179,055M |
| Efficiency | ||||
| ROE | 1.73% | 1.40% | -14.74% | 5.08% |
| ROA | 0.08% | 0.06% | -0.67% | 0.24% |
Latest IR Information
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Tochigi Bank Fiscal Year 2027 Q1 Financial Results Presentation Materials
Summary of financial results for the first quarter of fiscal year 2027. Net sales were 15 billion yen (up 26.9% YoY), and net income was 2.1 billion yen (up 22.5% YoY). Assets and liabilities also increased, indicating steady performance.
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Financial Summary for the First Quarter of Fiscal Year Ending March 2027【Japanese GAAP】
The consolidated performance for the first quarter of fiscal year ending March 2027 is unknown for revenue, operating income, and net income. No information on YoY comparisons or earnings guidance revisions is provided. Details of assets and liabilities are also...
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Financial Results Explanation Materials for the Fiscal Year Ending March 2026
Consolidated ordinary income for the fiscal year ending March 2026 was 54.5 billion yen (up 21.0% YoY), ordinary profit was 10.0 billion yen, and net income attributable to shareholders of the parent was 8.2 billion yen, achieving significant increases in...
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Financial Results for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
Consolidated ordinary income for the fiscal year ending March 2026 was ¥54,551 million (up 21.0% YoY), operating income was ¥10,019 million, and net income attributable to owners of the parent increased by ¥8,289 million to ¥8,289 million.
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Change in Dividend Policy and Shareholder Return Strategy | May 13, 2026
Tochigi Bank has decided to increase its per-share dividend for the fiscal year ending March 2026 to 14 yen, for an annual dividend of 26 yen. Additionally, the shareholder return policy will be revised to target a dividend payout ratio...
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【Tochigi Bank】 Announcement of Executive Changes | May 2026
Tochigi Bank has tentatively decided on executive changes on May 13, 2026, with formal approval scheduled at the General Meeting of Shareholders on June 25. The management team will undergo personnel changes including new appointments, promotions, and resignations, and some...
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Latest News (5 items)
Company Information
About
The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various savings accounts, ordinary and fixed term deposits; housing and renovation, mortgage, car, student, and living support loans; and pension plan, insurance, and trust services; and fundraising support and foreign exchange services. The company was formerly known as Tochigi Mutual Bank Co., Ltd. and changed its name to The Tochigi Bank, Ltd. in 1989. The Tochigi Bank, Ltd. was incorporated in 1942 and is headquartered in Utsunomiya, Japan.
