The Miyazaki Bank, Ltd.
Notice of Upward Revision to Earnings Guidance
The Miyazaki Bank, Ltd. has revised upward its consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. Ordinary income, ordinary profit, and interim net income attributable to owners of the parent are all expected to reach record highs. The upward differences from the previous guidance are 7,400 million yen / 1,700 million yen / 1,300 million yen respectively, representing increases of approximately 15.5%–18.8%. Primary drivers are higher-than-expected loan interest income, expense containment, and recognition of gains on sales of securities following a re-evaluation of the securities portfolio. Full-year guidance will be announced separately in early November.
Key Figures
- Ordinary Income: 55,000 million yen (previous 47,600 million yen)
- Ordinary Profit: 11,500 million yen (previous 9,800 million yen)
- Interim Net Income Attributable to Owners of Parent: 8,200 million yen (previous 6,900 million yen)
AI要約
Overview of Guidance Revision
This document, dated November 4, 2026, reports an upward revision to the consolidated and non-consolidated earnings guidance for the cumulative second quarter of the fiscal year ending March 2027. Key metrics are expected to be ordinary income of 55,000 million yen, ordinary profit of 11,500 million yen, interim net income attributable to owners of the parent of 8,200 million yen, and interim net income per share of 97.71 yen. These represent increases from the previous guidance of 7,400 million yen, 1,700 million yen, and 1,300 million yen respectively. The expected growth rates are 15.5% for ordinary income, 17.3% for ordinary profit, and 18.8% for interim net income.
Reasons for the Revision and Outlook
The revision is driven by anticipated upside in loan interest income, anticipated downward pressure on expenses, and a review of the securities portfolio including gains on bond and securities sales, resulting in expected record-high performance. Full-year earnings guidance will be provided at the financial results announcement scheduled for early November.
The Miyazaki Bank, Ltd.
Company overview · Stock price · Financial data · All IR
