Progress of the Management Enhancement Plan for the Fiscal Year Ending March 2026

Summary of results

Tohoku Bank reports its fiscal year ending March 2026 results, illustrating changes in assets and liabilities and the trend of the equity ratio. Core operating income shows an upward trend due to increases in net interest income and service-related income. The equity ratio declined by 0.43 percentage points to 8.56% (standalone) and 8.62% (consolidated). In the progress of the Medium-Term Management Plan, four projects including decarbonization and primary industry support are the pillars, aiming to achieve numerical targets for the fiscal year ending March 2028. The bank is strengthening its structure to simultaneously promote regional economic vitality and an expanded customer base.

Progress and initiatives on the long-term and medium-term plans

As part of the Second Medium-Term Management Plan, net income for the period is 1.64 billion yen, with initiatives led by the Future Creation Division focusing on decarbonization and primary industry support; target balances include total deposits of 1 trillion yen and total lending of 750 billion yen. The plan emphasizes multipronged strategies such as ecosystem-style support for regional SMEs, problem-solving proposals, and support for startups, business succession, and M&A. In decarbonization finance and credit utilization, the use of primary industry support funds and expansion of renewable energy projects are pursued to contribute to sustainable regional economic development. Talent development and organizational strength are also being reinforced.