2026 December Interim Financial Summary

Overview of business performance

In the first half, net sales and all profit metrics exceeded the prior-year levels, with both segments—Payments and Financial Cloud—showing increasing recurring revenue. Growth was driven by an increase in contract numbers and higher customer unit price, resulting in a 14.3% increase in net sales, a 16.0% increase in operating income, a 20.9% increase in ordinary income, and a 21.4% increase in net income for the period. We continued pursuing growth investments while tightly managing costs, and maintained stable cash flow creation and an improvement in our financial position. Segment-wise, payments net sales were 1,076,650 thousand yen and financial cloud 706,779 thousand yen, both up YoY.

Financial position and outlook

Total assets declined versus the end of the previous fiscal year, but net assets increased and the shareholders' equity ratio rose to 18.4%, indicating improved financial soundness. There is no change to the dividend forecast, and the supplemental explanatory materials will be published alongside the results summary. Looking ahead, the company intends to continue growth investments while expanding recurring revenue and improving customer unit price. The outlook is detailed in the accompanying materials released with the financial results.