#HyakujushiBank

The Hyakujushi Bank, Ltd. has formulated a new medium-term management plan titled “Therefore, We Challenge.” covering fiscal years 2026 through 2028. The plan includes approximately 20 billion yen in system investments and about 5 billion yen in human resource investments, aiming to achieve a loan balance of 4 trillion yen, net income attributable to owners of parent of 35 billion...

From the end of March 2026, the method for calculating the capital adequacy ratio will change: the credit risk calculation approach will switch from the standardized approach to the foundation internal ratings-based approach, and the operational risk equivalent amount calculation method will change from an ILM specified value of 1 to a multiplier calculated from internal loss data.

The Hyakujushi Bank, Ltd. has resolved changes in officers effective April 1, 2026, including promotions, reassignment, new appointments, and retirements of executive officers.

Effective April 1, 2026, the company will execute a stock split of 1 share into 4 shares, increasing the total number of issued shares from 28,630,000 shares to 114,520,000 shares. The total number of authorized shares will change from 99,300,000 shares to 350,000,000 shares. The shareholder benefit program will also be revised according to the split ratio.

For the nine months ended March 2026, ordinary income was 78.913 billion yen (up 24.2% YoY), ordinary profit was 21.137 billion yen (up 34.9% YoY), and net income attributable to owners of parent was 13.375 billion yen (up 33.9% YoY).