#CreditRiskManagement

From the end of March 2026, the calculation method of the capital adequacy ratio will be changed from the standardized approach to the foundation internal rating-based approach, with approval from the Financial Services Agency.

From the end of March 2026, the credit risk measurement method for calculating the capital adequacy ratio will be changed from the "Standardized Approach" to the "Basic Internal Ratings-Based Approach," with approval from the Financial Services Agency, and application will commence.