Q3 Financial Summary for Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Performance

For the cumulative period of the third quarter of the fiscal year ending March 2026, ordinary income amounted to JPY 8,320.758 billion (6.1% YoY increase), ordinary profit was JPY 597.712 billion (7.2% YoY increase), and net income attributable to owners of parent for the quarter was JPY 370.344 billion (4.7% YoY increase). The increase in ordinary income was mainly driven by growth in insurance premiums and investment income, while the increase in ordinary expenses was due to factors such as higher provision for policy reserves. Total assets stood at JPY 72,384.672 billion, marking a 4.0% increase from the previous consolidated fiscal year-end, and net assets were JPY 4,079.522 billion, rising 17.6% year on year. The equity ratio was 5.6%.

Dividends and Earnings Guidance

The annual dividend forecast for the fiscal year ending March 2026 is JPY 52 (JPY 28 at year-end), representing a decrease from the previous fiscal year's dividend of JPY 137. Note that on April 1, 2025, a 4-for-1 stock split was conducted, and earnings per share are calculated on an adjusted basis following the split. The full-year earnings guidance forecasts ordinary income of JPY 11,067 billion (12.1% YoY increase), ordinary profit of JPY 718 billion (0.1% YoY decrease), and net income attributable to owners of parent of JPY 408 billion (5.0% YoY decrease).