MS&AD Insurance Group Holdings, Inc.

8725.T
Insurance - Property & Casualty
2026/01/16 Updated
Market Cap: $37.5B (¥5.9T)
Stock Price: $25.36 (¥4,019)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
8.33
PER (Price Earnings Ratio)
vs Industry Avg: -1.2
1.38
PBR (Price to Book Ratio)
vs Industry Avg: +0.1
2.99%
Dividend Yield
vs Industry Avg: +0.04%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+2.75%
Near-term
25-Day MA
+7.46%
Mid-term
75-Day MA
+16.04%
Long-term
200-Day MA
+21.90%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥3,956
Open ¥3,970
High ¥4,035
Low ¥3,965
Close ¥4,019

TRADING

Volume 4,730,700
Average Volume 4,980,483
Turnover ¥190億
Min. Purchase ¥401,900

Analyst Recommendations 10 analysts

Updated 2026/01/11
Strong Buy
2
2
Buy
3
3
Hold
4
4
Sell
1
1
Strong Sell
0
Target Price (Mean)
¥4,271
Buy
¥5,400
High
¥4,000
Median
¥3,750
Low
+14% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
8.0%
Insider Holdings
40.9%
Institutional
51.1%
Public Float
389
Institutional Holders
Insider Holdings 8.0%
Institutional 40.9%
Public Float 51.1%

Top Mutual Funds / ETFs

Updated 2026/01/11

Major Holders

Updated 2026/01/11
Fund Name Ownership Shares Change
First Eagle Funds-First Eagle Global Fund
4.33%
23.2M 0.00%
Income Fund of America
3.71%
19.9M 0.00%
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
3.36%
18.0M +0.14%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
2.14%
11.5M +2.65%
EuroPacific Growth Fund-EUPAC Fund
1.96%
10.5M -0.60%
VANGUARD WORLD FUND-Vanguard International Growth Fund
1.85%
9.9M 0.00%
Institution Ownership Shares Change
Grace & White Inc /ny
0.02%
108.5K 0.00%
Pacer Advisors, Inc.
<0.01%
10.6K -7.98%

Dividend History 4Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥150
Annual Dividend
+22.4%
YoY Growth
33.7%
Payout Ratio
Year Dividend Change
2025 ¥150 +22.4%
2024 ¥123 +67.1%
2023 ¥73 +11.4%
2022 ¥66 +25.4%
2021 ¥53 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥5,006,419M ¥5,055,123M ¥6,338,600M ¥6,348,348M
Gross Profit - - - -
Operating Income - - - -
Pretax Income ¥385,509M ¥306,988M ¥472,716M ¥919,165M
Net Income ¥262,799M ¥211,006M ¥369,266M ¥691,657M
EPS ¥158.11 ¥43.50 ¥77.26 ¥445.45
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥25,033,846M ¥24,349,984M ¥26,960,207M ¥26,241,298M
Total Equity ¥3,259,648M ¥3,092,117M ¥4,467,182M ¥4,000,616M
Total Liabilities ¥21,774,198M ¥21,257,867M ¥22,493,025M ¥22,240,682M
Cash ¥2,357,036M ¥2,771,981M ¥2,911,347M ¥2,139,796M
Interest-bearing Debt ¥782,902M ¥714,743M ¥715,045M ¥590,565M
Equity Ratio 13.02% 12.70% 16.57% 15.25%
D/E Ratio 0.24 0.23 0.16 0.15
Cash Flow
Operating CF ¥236,708M ¥194,153M ¥549,466M ¥660,188M
Investing CF -¥71,976M ¥480,953M -¥276,825M -¥558,725M
Financing CF ¥58,545M -¥314,502M -¥231,549M -¥659,578M
Free CF ¥155,558M ¥112,521M ¥464,526M ¥571,896M
Efficiency
ROE 8.06% 6.82% 8.27% 17.29%
ROA 1.05% 0.87% 1.37% 2.64%

Latest News (5 items)

Company Information

English Name MS&AD Insurance Group Holdings, Inc.
Japanese Name MS&ADインシュアランスグループホールディングス(株)
Stock Code 8725.T (JPX)
Sector / Industry Financial Services / Insurance - Property & Casualty
Employees 40,016

About

MS&AD Insurance Group Holdings, Inc., an insurance holding company, engages in the provision of insurance and financial services worldwide. It offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance