Financial Summary for March 2026 (Consolidated) – Japanese GAAP

Performance Overview

The consolidated results for the fiscal year ending March 2026 show operating revenue of 337.79 billion yen (up 6.3% YoY), operating profit of 100.39 billion yen (up 71.4% YoY), ordinary income of 100.51 billion yen (up 70.6% YoY), and net income attributable to owners of the parent of 79.635 billion yen (up 147.9% YoY). Increased profits were driven by growth in operating loans and a reduction in interest refund loss provisions. Strengthening new customer acquisition, collaboration in credit guarantee business, and growth in overseas financial business in domestic and international consumer finance contributed to the improved performance.

Dividend Status and Future Outlook

The annual dividend for the fiscal year ending March 2026 is planned at 22 yen (up 2 yen YoY), and the plan for the fiscal year ending March 2027 is also set at 22 yen. The company aims for stable and continuous shareholder returns as a fundamental policy, with a focus on long-term enhancement of corporate value. The earnings guidance for the fiscal year ending March 2027 projects operating revenue of 356.0 billion yen, ordinary income of 98.5 billion yen, and net income attributable to owners of the parent of 63.8 billion yen, but there are risks associated with business developments that could cause adjustments.