AEON Financial Service Co., Ltd.

2026/03/03 Updated
Market Cap: $2.4B (¥367.4B)
Stock Price: $10.89 (¥1,702)
Exchange Rate: 1 USD = ¥156.25

Stock Price Chart

2026/03/03 Updated
20.37
PER (Price Earnings Ratio)
vs Industry Avg: +10.8
0.78
PBR (Price to Book Ratio)
vs Industry Avg: -0.5
3.11%
Dividend Yield
vs Industry Avg: +0.16%

Price Trend

2026/03/03 Updated
Short-term
5-Day MA
-1.72%
Near-term
25-Day MA
-0.88%
Mid-term
75-Day MA
+3.80%
Long-term
200-Day MA
+16.16%

Price & Trading Details

2026/03/03 Updated

PRICE

Previous Close ¥1,765
Open ¥1,694
High ¥1,710
Low ¥1,668
Close ¥1,702

TRADING

Volume 755,500
Average Volume 578,971
Turnover ¥13億
Min. Purchase ¥170,200

Analyst Recommendations 8 analysts

Updated 2026/03/01
Strong Buy
1
1
Buy
0
Hold
5
5
Sell
1
1
Strong Sell
1
1
Target Price (Mean)
¥1,515
Hold
¥1,740
High
¥1,615
Median
¥1,080
Low
-15% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/03/01
51.9%
Insider Holdings
24.1%
Institutional
24.0%
Public Float
80
Institutional Holders
Insider Holdings 51.9%
Institutional 24.1%
Public Float 24.0%

Major Holders

Updated 2026/03/01
Institution Ownership Shares Change
American Century ETF Trust-Avantis International Small Cap Value ETF
1.37%
3.0M +1.30%
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
0.71%
1.5M -2.50%
DFA INVESTMENT DIMENSIONS GROUP INC-DFA Intl Small Cap Value PORT.
0.51%
1.1M 0.00%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.45%
969.0K 0.00%
iShares Trust-iShares Core MSCI EAFE ETF
0.36%
779.8K 0.00%
College Retirement Equities Fd.-College Retirement Equities Fd. - Tota
0.26%
553.4K -1.64%

Dividend History

Updated 2026/03/01
-%
Dividend Yield
¥28
Annual Dividend
-47.2%
YoY Growth
31.0%
Payout Ratio
Year Dividend Change
2026 ¥28 -47.2%
2025 ¥53 0.0%
2024 ¥53 -8.6%
2023 ¥58 +13.7%
2022 ¥51 -

Financial Performance

2026/03/01 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥398,182M ¥389,073M ¥418,923M ¥451,765M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥30,212M ¥30,677M ¥20,896M ¥19,527M
EPS ¥139.97 ¥142.12 ¥96.80 ¥90.45
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥6,278,586M ¥6,659,468M ¥6,945,571M ¥7,760,375M
Total Equity ¥424,254M ¥434,813M ¥458,398M ¥465,022M
Total Liabilities ¥5,854,332M ¥6,224,655M ¥6,487,173M ¥7,295,353M
Cash ¥738,782M ¥842,615M ¥665,558M ¥814,786M
Interest-bearing Debt ¥1,055,881M ¥1,182,093M ¥1,285,208M ¥1,280,999M
Equity Ratio 6.76% 6.53% 6.60% 5.99%
D/E Ratio 2.49 2.72 2.80 2.75
Cash Flow
Operating CF ¥76,287M ¥105,138M -¥50,776M ¥347,337M
Investing CF -¥33,562M ¥11,796M -¥113,697M -¥158,479M
Financing CF -¥13,508M -¥14,559M -¥18,191M -¥19,919M
Free CF ¥47,225M ¥71,267M -¥95,838M ¥307,751M
Efficiency
ROE 7.12% 7.06% 4.56% 4.20%
ROA 0.48% 0.46% 0.30% 0.25%

Company Information

English Name AEON Financial Service Co., Ltd.
Japanese Name イオンフィナンシャルサービス(株)
Stock Code 8570.T (JPX)
Sector / Industry Financial Services / Credit Services

About

AEON Financial Service Co., Ltd., through its subsidiaries, provides various financial services in Japan. It operates in five segments: Retail, Solutions, China Area, Mekong Area, and Malaysia Area. The company engages in banking and insurance business; provision of financial services, including database of processing and installment payments, as well as credit cards and loans. It is also involved in bank and business management activities; life insurance sales business; non-life insurance agency business; management, collection and purchase of specified monetary claims, and backup servicing business; and provision of housing related loans, property leases, short-term small amount insurance services, as well as digital solutions for local governments. AEON Financial Service Co., Ltd. was incorporated in 1981 and is based in Tokyo, Japan.

Data provided by Yahoo Finance