The Ehime Bank, Ltd.
Financial Summary for the Third Quarter of Fiscal Year Ending March 2026 (Japanese GAAP) (Consolidated)
In the third quarter of the fiscal year ending March 2026, ordinary income was JPY 50.341 billion (up 6.6% YoY), ordinary profit was JPY 7.271 billion (up 34.4% YoY), and net income attributable to owners of parent for the quarter was JPY 4.998 billion (up 37.2% YoY).
Key Figures
- Ordinary Income: JPY 50,341 million (6.6% increase YoY)
- Ordinary Profit: JPY 7,271 million (34.4% increase YoY)
- Net Income Attributable to Owners of Parent for the Quarter: JPY 4,998 million (37.2% increase YoY)
AI要約
Overview of Financial Performance
During the consolidated cumulative third quarter period of the fiscal year ending March 2026, ordinary income rose 6.6% YoY to JPY 50.341 billion, supported by increased interest income on loans and higher gains on sales of equities. Ordinary expenses increased YoY due to higher deposit interest expenses among other factors; nevertheless, ordinary profit increased significantly by 34.4% YoY to JPY 7.271 billion. Net income attributable to owners of parent also rose substantially by 37.2% YoY to JPY 4.998 billion. By segment, banking remains the core business, recording ordinary income of JPY 46.416 billion (increase YoY) and segment profit of JPY 6.707 billion (increase YoY).
Financial Position and Outlook
Total assets remained almost flat YoY at JPY 2.9534 trillion, while net assets increased YoY to JPY 145.048 billion. The consolidated capital adequacy ratio improved to 8.54%. Loan balances grew to JPY 2.0223 trillion, with deposits also trending upward. There is no revision to the consolidated earnings forecast for the fiscal year ending March 2026, with ordinary profit expected at JPY 7.9 billion and net income attributable to owners of parent forecast at JPY 5.8 billion. The dividend forecast remains unchanged from the previous announcement, including a JPY 2 commemorative dividend for the 110th anniversary at the fiscal year-end.
