Notice Regarding Revision of Full-Year Earnings Guidance and Dividend Forecast (Dividend Increase)

Summary of Earnings Guidance Revision

Hokuyo Bank, Ltd. has upwardly revised its full-year consolidated and non-consolidated earnings guidance for the fiscal year ending March 2026. Consolidated ordinary income is expected to increase 10.8% from the previous forecast of 212,800 million yen to 235,900 million yen. Ordinary profit is forecasted to rise 3.5% from 36,200 million yen to 37,500 million yen, and net income attributable to owners of parent is expected to increase 5.3% from 24,300 million yen to 25,600 million yen. Similarly, non-consolidated figures have also been revised upward, with ordinary income increasing 12.2% from 184,200 million yen to 206,800 million yen, ordinary profit rising 1.9% from 35,200 million yen to 35,900 million yen, and net income growing 3.7% from 24,200 million yen to 25,100 million yen. These revisions reflect the impact of proactive securities trading based on market trends within the bank itself.

Revision of Dividend Forecast and Shareholder Returns

Following the upward revision of full-year earnings guidance, the dividend forecast has also been increased. The annual dividend per share has been raised from the previous forecast of 26 yen 00 sen to 28 yen 00 sen, with the year-end dividend adjusted from 6 yen 50 sen to 8 yen 50 sen. This dividend increase aligns with the shareholder return policy, offering investors an improved dividend yield alongside enhanced profitability. Please note that these forecasts are based on current information and remain subject to change due to future risks and uncertainties.