The Miyazaki Bank, Ltd.
Financial Summary for the Third Quarter of Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)
For the third quarter of the fiscal year ending March 2026, ordinary income amounted to 66,684 million yen (11.6% increase YoY), ordinary profit was 14,657 million yen (27.2% increase YoY), and net income attributable to owners of parent was 10,405 million yen (28.6% increase YoY).
Key Figures
- Ordinary Income: 66,684 million yen (11.6% increase YoY)
- Ordinary Profit: 14,657 million yen (27.2% increase YoY)
- Net Income Attributable to Owners of Parent: 10,405 million yen (28.6% increase YoY)
AI要約
Overview of Performance
For the consolidated cumulative third quarter period of the fiscal year ending March 2026 (April 1, 2025 to December 31, 2025), ordinary income increased 11.6% year-over-year to 66,684 million yen. Ordinary profit rose 27.2% to 14,657 million yen, and net income attributable to owners of parent increased 28.6% to 10,405 million yen. The main drivers of revenue growth were increased earnings from fund management and loan interest income, resulting in profit improvements that outpaced expense growth. Total assets stood at 4,116,042 million yen, net assets at 216,543 million yen, and the equity ratio remained robust at 5.2%, indicating a sound financial base.
Dividend and Revision of Earnings Forecast
The annual dividend for the fiscal year ending March 2026 is projected at 200 yen (up from 110 yen in the previous fiscal year), representing an increase. The full-year earnings forecast has been revised upward: ordinary income to 89,200 million yen, ordinary profit to 19,700 million yen, and net income attributable to owners of parent to 13,600 million yen, reflecting increases of 3.4%, 8.2%, and 9.6% respectively compared to the prior forecast, and anticipating record-high profits.