Notice Regarding Unrealized Losses on Securities as of the End of March 2026

Overview of Unrealized Losses on Securities

The total unrealized losses on held-to-maturity bonds held by Oita Bank, Ltd. and its consolidated subsidiaries amounted to JPY 4,803 million as of the end of the fiscal year March 2026. This corresponds to 43.3% of consolidated ordinary income of JPY 11,088 million and 63.6% of net income attributable to owners of parent of JPY 7,555 million for the fiscal year ending March 2025. The book value of the target securities is JPY 42,200 million, and the market value is JPY 37,396 million, with unrealized losses calculated based on the difference between market value and book value.

Impact on Earnings and Dividend Forecasts

There is no impact from this matter on the earnings guidance or dividend forecasts for the fiscal year ending March 2026. Furthermore, since gains on sales of equity securities and interest and dividends from securities are expected to exceed the forecasts announced on November 10, 2025, earnings forecasts were revised upward on the same date. Please refer to the separately published "Notice Regarding Revisions to Earnings Guidance" for details.