Revision of Financial Targets in Mid-term Management Plan Announced｜May 2026

Revision of Financial Targets in the Mid-term Management Plan

On May 12, 2026, the board of directors of The 185 Bank revised its financial targets in the mid-term management plan 'KAI-KAKU150 FINAL STAGE: ‘Challenges for the Future’’ covering the period from April 2025 to March 2029. The plan now aims for a consolidated shareholders' equity ROE of over 6% (with a long-term goal of over 8%) and net income of at least 34 billion yen by FY2028, progressing smoothly toward these goals. The sustainable finance target for FY2030 has been increased to 2 trillion yen, promoting sustainable growth including environmental-related financing. These revisions are based on changes in monetary policy and plan progress, constituting a part of future growth strategies.

Future Outlook and Impact

The revised financial targets are based on assumptions of policy interest rates, aiming to increase funding profits and enhance corporate value. Specifically, the increase in net income and expansion of environmental-related financing are expected to contribute to sustainable management and improved profitability. There are no changes to non-financial goals, and continued emphasis is placed on contributions to regional economies and the promotion of sustainability. These revisions serve as important indicators of the bank’s growth strategy and financial solidity for investors.