Financial Summary for the Fiscal Year Ending March 2026 [Japanese Standards] (Consolidated)

Overview of Performance

The consolidated financial results for the fiscal year ending March 2026 show net revenue of ¥115,665 million (up 12.2% YoY), ordinary income of ¥24,820 million (up 26.1% YoY), and net income attributable to owners of the parent of ¥17,062 million (up 26.2% YoY). The main drivers of growth were increased interest income from loans and gains from debt transactions. Although expense levels also increased, profits grew substantially. Earnings per share are ¥108.64.

Financial Position and Dividend Status

Total assets decreased to ¥6,772,036 million from the previous period, while net assets increased to ¥300,119 million, raising the equity ratio to 4.4%. The planned annual dividend is ¥215 (up from ¥170), with a payout ratio of 39.5%. A 5-for-1 stock split was conducted on April 1, 2026.

Earnings Forecast for the Fiscal Year Ending March 2027

The consolidated earnings forecast for FY2027 projects ordinary income of ¥32.5 billion (up from ¥24.8 billion), and net income attributable to owners of the parent of ¥22.0 billion (up from ¥17.0 billion). On a stand-alone basis, ordinary income is expected to be ¥31.5 billion and net income is ¥21.5 billion, reflecting continued earnings growth. Earnings per share are forecasted to be ¥140.07.