The Fukui Bank, Ltd.
Overview of the Next Medium-Term Management Plan
Fukui Bank has formulated the “Medium-Term Management Plan II” covering the three years from fiscal 2026 to 2028. A new group philosophy framework and slogan have been established following the merger, with target management indicators set for the fiscal year ending March 2029.
Key Figures
- Consolidated Net Income Attributable to Owners of Parent: Over 10 billion yen (Target for fiscal year ending March 2029)
- Consolidated Core OHR: 60.0% or less (Target for fiscal year ending March 2029)
- Consolidated ROE: 6.0% or more (Target for fiscal year ending March 2029)
AI要約
Overview of the Medium-Term Management Plan
Fukui Bank, Ltd. has formulated the “Medium-Term Management Plan II” covering the three years from fiscal 2026 to 2028. This plan is the first medium-term management plan for the newly established Fukui Bank Group, formed through the merger with Fukuho Bank in May 2026, and includes the organization and establishment of a philosophy framework and corporate slogan. The philosophy framework declares as its corporate philosophy “Fostering and developing local industry and realizing a prosperous life for people living in the region,” with the vision for 2032 aiming to realize a “Regional Value Circulation Model.”
Growth Strategy and Target Management Indicators
The growth strategy is based on three pillars: “Deepening the Domestic Market,” “Expanding Business Areas,” and “Collaboration with Markets Outside the Prefecture,” leveraging five growth drivers (Well-being, DEI, Partnerships, Reskilling, DX/AI) to maximize human capital. The target management indicators for the fiscal year ending March 2029 are set at consolidated net income attributable to owners of parent exceeding 10 billion yen, consolidated core OHR at 60.0% or below, consolidated ROE at 6.0% or higher, and a consolidated capital adequacy ratio of 9.0% or more. Specific tactics and details on financial and capital policies are scheduled to be announced in May 2026.
