Regarding the Capital Adequacy Ratio at the End of the Third Quarter of the Fiscal Year Ending March 2026

Overview of Capital Adequacy Ratio

At the end of the third quarter of the fiscal year ending March 2026 (end of December 2025), the consolidated total capital adequacy ratio was 17.12%, with the Tier 1 ratio at the same level, marking an increase of 0.05 points from the previous quarter-end (end of September 2025). The total capital amount was 954.6 billion yen, and risk assets amounted to 5,575.2 billion yen. On a standalone basis, the total capital adequacy ratio was 16.49%, also up 0.05 points. The calculation of risk assets adopts the advanced internal ratings-based approach for credit risk assets and the standardized measurement approach for operational risk equivalents.

Capital Soundness and Future Outlook

The total required capital amount stands at 446.0 billion yen consolidated and 421.6 billion yen standalone, indicating a sufficiently sound capital adequacy level. The figures show an increasing trend since September 2025 quarter-end, reflecting an ongoing commitment to strengthening capital. Please note that this document discloses data as of the end of the third quarter of the fiscal year ending March 2026, and there may be separate future announcements regarding business performance trends and capital policies.