Notice Regarding Unrealized Losses on Securities as of the End of the Second Quarter of the Fiscal Year Ending March 2027

Overview of Results and Disclosure

Unrealized losses on held-to-maturity bonds held by The Chiba Kogyo Bank, Ltd. and its consolidated subsidiaries were calculated at 19,685 million yen as of the end of the second quarter of the fiscal year ending March 2027. The evaluation targeted those securities for which fair value could be reasonably estimated; book value amounted to 110,865 million yen and fair value was 91,179 million yen. Corresponding unrealized gains on held-to-maturity bonds were 2 million yen, and net unrealized gains (losses) were -19,683 million yen. These valuation gains and losses do not affect the earnings forecast or dividend forecast for the fiscal year ending March 2027.

Future Impact and Points to Note

There is no impact on the published forecasts for the current fiscal year due to this matter, and actual performance may fluctuate in the future due to various factors. Separately, valuation gains/losses on securities held for purposes other than held-to-maturity amount to 21,492 million yen, and total valuation gains/losses on securities equal 1,809 million yen. Although foreign exchange information is presented, the document does not indicate a direct numerical impact on the financial forecasts.