[Chiba Kogyo Bank] Fiscal Year 2026 Earnings｜Net Profit of ¥8.6 billion, Revenue of ¥68.8 billion Increase

Performance Overview

For the fiscal year ending March 2026, Chiba Kogyo Bank Ltd. reported ordinary income of ¥68.872 billion, an increase of ¥11.962 billion YoY, with net income attributable to owners of the parent reaching ¥8.612 billion, up ¥1.152 billion YoY. The revenue growth was driven by expanding funds management income, and ordinary income remained steady at ¥12.7 billion. Although the equity capital ratio declined to 9.14%, the bank maintained stable profitability. Segments such as banking and leasing performed well, contributing to overall business improvement.

Outlook and Impact on Shareholders

The bank forecasts consolidated ordinary income of ¥14.6 billion and net income of ¥9.6 billion for the fiscal year ending March 2027. As part of its capital policy, the bank plans to acquire treasury stock and cancel preferred shares to enhance capital efficiency. The 2026 performance remains solid, and the bank aims for sustained growth and shareholder returns by focusing on regional economic development and its medium-term management plan.