The Musashino Bank, Ltd.
Regarding the New Medium-Term Management Plan “MCP 2/3”
Musashino Bank has formulated the new medium-term management plan "MCP 2/3" covering four years from April 2026 to March 2030. The plan targets an ROE of over 10%, net income attributable to owners of parent over 30 billion yen, and core operating profit over 40 billion yen.
Key Figures
- Plan Period: April 1, 2026 to March 31, 2030 (4 years)
- ROE (Consolidated) Target: 10% or more (FY2029)
- Net Income Attributable to Owners of Parent: 30 billion yen or more (FY2029)
- Core Operating Profit: 40 billion yen or more (FY2029)
- Core OHR (Non-consolidated): 55% or less (FY2029)
- Human Resource Investment (Annual): 840 million yen (Increase from MCP 1/3)
- Strategic Investment (Total): 13.8 billion yen (Increase from MCP 1/3)
- Capital Adequacy Ratio: Controlled aiming for about 10.5%
- Dividend Payout Ratio: Target around 40%
AI要約
Overview of Medium-Term Management Plan "MCP 2/3"
Musashino Bank has formulated the new medium-term management plan "MCP 2/3" covering the four years from April 2026 to March 2030. This plan is positioned as the second phase of the long-term vision "MCP", aiming to solidify its presence as the best partner for solving regional and customer issues. During the plan period, the basic strategies include deepening value co-creation consulting, contributing to new value creation in Saitama, and strengthening management foundations that support the future. The targets are ROE exceeding 10%, net income attributable to owners of parent over 30 billion yen, core operating profit exceeding 40 billion yen, and core OHR of 55% or less.
Growth Investment and Capital Policy
During the plan period, the bank will actively implement human resource investments of 840 million yen annually and strategic investments totaling 13.8 billion yen, aiming to enhance the profitability of the entire business portfolio. Risk assets will be appropriately increased, and the capital adequacy ratio will be suitably controlled with a target of approximately 10.5%. The shareholder return policy targets a dividend payout ratio around 40%, implementing progressive dividends, and flexibly conducting share buybacks.
