The Gunma Bank, Ltd.
The Gunma Bank Report 2026: Earnings Overview
Interim net income attributable to owners of parent was 34.9 billion yen (YoY +7.0 billion yen), marking a record high. Consolidated core business profit was upwardly revised to 85.5 billion yen. The shareholder return policy of targeting a 40% payout ratio is maintained. Through expansion of asset management and non-interest income businesses, performance for the fiscal year ending March 2027 is expected to beat previous projections.
Key Figures
- Interim net income (net income attributable to owners of parent): 34.9 billion yen
- Consolidated core business profit: 85.5 billion yen
- Payout ratio: 40% target (progressive dividend)
AI要約
Performance Overview
Consolidated core business profit (excluding gains/losses on investment trust redemptions) was 85.5 billion yen, an upward revision of 3.5 billion yen from the initial plan. Interim net income attributable to owners of parent reached 34.9 billion yen, up 7.0 billion yen year-on-year, a record high. Net interest income was supported mainly by increases in loan interest and securities interest, and non-interest income also expanded. Growth in non-interest businesses such as derivatives and covenant loans is being promoted.
Shareholder Returns and Outlook
The shareholder return policy targeting a payout ratio around 40% is maintained. Interim and year-end dividends have been revised to a combined 74 yen, implying an annual payout ratio of approx. 41.5%. Share buybacks (treasury stock acquisitions) will be executed flexibly. In line with the medium-term plan "Growth with 'Purpose'", earnings have been revised upward, and together with expected improvements in average balances and yields for the fiscal year ending March 2027, the bank aims to balance future growth investments and capital policy.
The Gunma Bank, Ltd.
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