The Chiba Bank, Ltd.
Formulation of the 16th Medium-Term Management Plan
Formulated the 16th Medium-Term Management Plan "Engagement Bank Group – Phase 2 –" for the three-year period from April 2026 to March 2029. Targets consolidated ROE of approximately 11% and net income attributable to owners of parent of 140 billion yen or more.
Key Figures
- Consolidated ROE (Net Asset Base): Approximately 11% (Fiscal 2028 Target)
- Net Income Attributable to Owners of Parent: 140 billion yen or more (Fiscal 2028 Target)
- Payout Ratio: 40% or more (Guideline relative to consolidated net income)
AI要約
Overview of the 16th Medium-Term Management Plan
The Chiba Bank, Ltd. has formulated the 16th Medium-Term Management Plan "Engagement Bank Group – Phase 2 –" covering the three-year period from April 2026 to March 2029. Building on the previous medium-term management plan, this plan aims to deepen management driven by purpose and pursue sustainable growth. The basic policies are threefold: "Creating the Best Customer Experience," "Improving the Quality of Existing Businesses," and "Providing New Value," while enhancing five value creation foundations: DX, GX, WX, alliances, and group governance.
Financial Targets and Capital Policy
The final year target for fiscal 2028 includes consolidated ROE of approximately 11%, net income attributable to owners of parent of 140 billion yen or more, consolidated common equity Tier 1 ratio of 10.5% to 11.5%, and consolidated OHR of approximately 40%. The payout ratio is targeted at 40% or more of consolidated net income, emphasizing shareholder returns. To improve capital efficiency, flexible share buybacks will be conducted, aiming to maintain the high EPS growth achieved under the previous medium-term plan.
