Aozora Bank, Ltd.
Stock Price Chart
2026/06/05 UpdatedPrice Trend
2026/06/05 UpdatedPrice & Trading Details
2026/06/05 UpdatedPRICE
TRADING
Analyst Recommendations 6 analysts
Updated 2026/06/01Earnings Calendar
Updated 2026/06/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026/05/14 | ¥15.10 | ¥28.03 | +85.7% |
| 2026/02/04 | ¥40.65 | ¥59.35 | +46.0% |
| 2025/11/12 | ¥42.43 | ¥52.66 | +24.1% |
| 2025/08/01 | ¥51.66 | ¥45.71 | -11.5% |
Shareholder Composition
Updated 2026/06/01Dividend History
Updated 2026/06/04| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥25 | -71.6% |
| 2025 | ¥88 | +54.4% |
| 2024 | ¥57 | -50.9% |
| 2023 | ¥116 | -27.0% |
| 2022 | ¥159 | - |
Financial Performance
2026/06/04 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥116,124M | ¥104,581M | ¥105,760M | ¥108,414M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥35,004M | ¥8,719M | -¥49,904M | ¥20,518M |
| EPS | ¥299.38 | ¥74.54 | -¥427.22 | ¥154.02 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥6,728,653M | ¥7,184,070M | ¥7,603,002M | ¥7,762,434M |
| Total Equity | ¥493,494M | ¥438,661M | ¥384,403M | ¥451,418M |
| Total Liabilities | ¥6,235,159M | ¥6,745,409M | ¥7,218,599M | ¥7,311,016M |
| Cash | ¥1,141,946M | ¥1,275,003M | ¥1,579,781M | ¥1,409,371M |
| Interest-bearing Debt | ¥617,422M | ¥683,386M | ¥744,697M | ¥855,940M |
| Equity Ratio | 7.33% | 6.11% | 5.06% | 5.82% |
| D/E Ratio | 1.25 | 1.56 | 1.94 | 1.90 |
| Cash Flow | ||||
| Operating CF | ¥253,900M | -¥61,382M | ¥133,949M | -¥56,900M |
| Investing CF | -¥23,830M | ¥213,939M | ¥167,439M | -¥147,849M |
| Financing CF | -¥16,059M | -¥18,068M | ¥2,136M | ¥46,592M |
| Free CF | ¥248,333M | -¥67,374M | ¥126,473M | -¥62,975M |
| Efficiency | ||||
| ROE | 7.09% | 1.99% | -12.98% | 4.55% |
| ROA | 0.52% | 0.12% | -0.66% | 0.26% |
Latest IR Information
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Aozora Bank, Ltd. 2026 Financial Results | Net Profit of ¥25.7 Billion (YoY +¥5.1 Billion)
Aozora Bank achieved a consolidated net profit of ¥25.7 billion for the fiscal year ending March 2026, an increase of ¥5.1 billion from the previous year. Total revenue was ¥24.2 trillion, with ordinary income reaching ¥271.3 billion, reflecting significant growth...
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Financial Results for FY2025 and Earnings Forecast for FY2026 | Released on May 14, 2026
This document presents Aozora Bank’s financial results for FY2025 and forecast for FY2026. It includes a multifaceted analysis of revenue, net profit, dividend forecasts, segment-wise performance and outlook, and spread trends. For FY2026, revenues are projected at 98.5 billion yen,...
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Decision on Dividend Distribution|May 14, 2026
Aozora Bank has approved an increase in the quarterly dividend for the fiscal year ending March 2026 to 25 yen, with an annual dividend of 91 yen. The dividend has increased YoY, and the total dividend amount is approximately 3,459...
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Notice Regarding the Introduction of Performance-Linked Restricted Stock Compensation Plan for Directors
Aozora Bank plans to propose at the shareholders’ meeting scheduled for June 23, 2026, the introduction of a performance-linked restricted stock compensation plan for eligible directors, with an annual remuneration limit of up to JPY 250 million and up to...
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Change in Calculation Method of Capital Adequacy Ratio
From the end of March 2026, the calculation method of the capital adequacy ratio will be changed from the standardized approach to the foundation internal rating-based approach, with approval from the Financial Services Agency.
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Latest News (5 items)
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Average Analyst Rating: none
Average Target Price: ¥2,477
Rating Score: 4.17 (Based on 6 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Institutional Banking Group, Structured Finance Group, International Business Group, Customer Relations Group, and Market Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers foreign currency remittance, liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as well as derivative products, including interest rate, foreign exchange, and commodity derivatives. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.