Aozora Bank, Ltd.

8304.T
Banks - Regional
2026/01/16 Updated
Market Cap: $2.3B (¥370.4B)
Stock Price: $16.89 (¥2,677)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
16.84
PER (Price Earnings Ratio)
vs Industry Avg: +7.3
0.80
PBR (Price to Book Ratio)
vs Industry Avg: -0.5
3.18%
Dividend Yield
vs Industry Avg: +0.23%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+1.81%
Near-term
25-Day MA
+7.13%
Mid-term
75-Day MA
+13.05%
Long-term
200-Day MA
+21.68%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥2,686
Open ¥2,665
High ¥2,678
Low ¥2,642
Close ¥2,677

TRADING

Volume 1,594,200
Average Volume 1,149,266
Turnover ¥43億
Min. Purchase ¥267,700

Analyst Recommendations 6 analysts

Updated 2026/01/11
Strong Buy
0
Buy
0
Hold
1
1
Sell
2
2
Strong Sell
3
3
Target Price (Mean)
¥2,215
None
¥2,540
High
¥2,255
Median
¥1,840
Low
-12% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
32.1%
Insider Holdings
24.4%
Institutional
43.4%
Public Float
102
Institutional Holders
Insider Holdings 32.1%
Institutional 24.4%
Public Float 43.4%

Dividend History 1Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥66
Annual Dividend
+15.8%
YoY Growth
42.9%
Payout Ratio
Year Dividend Change
2025 ¥66 +15.8%
2024 ¥57 -50.9%
2023 ¥116 -27.0%
2022 ¥159 +15.2%
2021 ¥138 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥116,124M ¥104,581M ¥105,760M ¥108,414M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥35,004M ¥8,719M -¥49,904M ¥20,518M
EPS ¥299.38 ¥74.54 -¥427.22 ¥154.02
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥6,728,653M ¥7,184,070M ¥7,603,002M ¥7,762,434M
Total Equity ¥493,494M ¥438,661M ¥384,403M ¥451,418M
Total Liabilities ¥6,235,159M ¥6,745,409M ¥7,218,599M ¥7,311,016M
Cash ¥1,141,946M ¥1,275,003M ¥1,579,781M ¥1,409,371M
Interest-bearing Debt ¥617,422M ¥683,386M ¥744,697M ¥855,940M
Equity Ratio 7.33% 6.11% 5.06% 5.82%
D/E Ratio 1.25 1.56 1.94 1.90
Cash Flow
Operating CF ¥253,900M -¥61,382M ¥133,949M -¥56,900M
Investing CF -¥23,830M ¥213,939M ¥167,439M -¥147,849M
Financing CF -¥16,059M -¥18,068M ¥2,136M ¥46,592M
Free CF ¥248,333M -¥67,374M ¥126,473M -¥62,975M
Efficiency
ROE 7.09% 1.99% -12.98% 4.55%
ROA 0.52% 0.12% -0.66% 0.26%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 8304

Company Information

English Name Aozora Bank, Ltd.
Japanese Name (株)あおぞら銀行
Stock Code 8304.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 2,477

About

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Institutional Banking Group, Structured Finance Group, International Business Group, Customer Relations Group, and Market Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers foreign currency remittance, liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as well as derivative products, including interest rate, foreign exchange, and commodity derivatives. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance