Notice Regarding Dividend of Surplus (Dividend Increase)

Details of the Dividend

Juroku Financial Group, Inc. resolved at the board of directors meeting held on April 23, 2026, to pay a dividend of surplus with the record date of March 31, 2026. The dividend per share is 140 yen 00 sen, representing a 40 yen increase from the latest dividend forecast of 100 yen 00 sen. The total dividend amount is 4,958 million yen, exceeding the previous period’s result of 3,588 million yen. The source of dividends is retained earnings, and the effective date is set as June 1, 2026. Note that a 5-for-1 stock split of common shares was executed as of April 1, 2026, but the dividend is stated at the pre-split amount.

Breakdown of Annual Dividends and Shareholder Returns Trend

The annual dividend for the current term is 240 yen 00 sen per share, a substantial increase from 180 yen 00 sen for the previous term. The interim dividend is 100 yen 00 sen, and the year-end dividend is 140 yen 00 sen. According to the shareholder return trend graph, both total dividends and treasury stock acquisition amounts have been trending upwards annually, and the total payout ratio for the fiscal year ending March 2026 is projected at a high 42.3%. The dividend payout ratio is stable at 31.4%, indicating a strengthened approach to shareholder returns by the company.