Kyoto Financial Group,Inc.
Announcement of Formulation of Medium-Term Management Plan (Fiscal Years 2026–2028)
Kyoto Financial Group has formulated a three-year medium-term management plan covering April 2026 to March 2029, targeting net income attributable to owners of parent exceeding 90 billion yen and ROE (equity basis) exceeding 16%.
Key Figures
- Net Income Attributable to Owners of Parent Target: Over 90 billion yen
- ROE (Equity Basis) Target: Over 16%
- Growth Investments (Mainly Venture Investments): Over 100 billion yen (cumulative from second half of FY2024 to FY2028)
AI要約
Overview of the Medium-Term Management Plan
Kyoto Financial Group, Inc. has formulated a three-year medium-term management plan titled "Turning Kyoto and Kansai's Growth into Japan's Strength: Kyoto FG's Challenge!" covering April 2026 through March 2029. As a regional bank group operating across a wide area including two prefectures and three cities in the Kinki region as well as Aichi and Tokyo, the group aims to accelerate overall group growth by maximizing the benefits of a holding company structure leveraging its customer base. The key strategies are the "Total Solution Strategy," "Regional Growth and Co-creation Strategy," and "Continuous Optimization Strategy."
Plan Targets, Investments, and Capital Policy
Key goal indicators (KGIs) include ROE (net assets basis) of over 8%, ROE (equity basis) of over 16%, and net income attributable to owners of parent of over 90 billion yen. Key performance indicators (KPIs) target an OHR in the 40% range, growth investments mainly focusing on venture investments totaling over 100 billion yen (cumulative from the second half of FY2024 to FY2028), IT and DX investments over 15 billion yen, and human capital investments over 7 billion yen. The equity ratio is targeted at approximately 10%, total payout ratio at over 50%, and the goal for reducing policy holdings has been raised to over 300 billion yen.
