Rakuten Bank, Ltd.
Notice Regarding the Resumption of Discussions for Fintech Business Restructuring
Rakuten Group and Rakuten Bank have resumed discussions toward a group internal restructuring of the fintech business aiming for October 2026. Holding 49.26% of Rakuten Bank shares, fairness is ensured through the establishment of a special committee.
Key Figures
- Rakuten Bank Shareholding Ratio: 49.26%
- Rakuten Group Capital: 459,508 million yen
- Rakuten Group Revenue (Fiscal Year Ending December 2025): 2,496,575 million yen
AI要約
Background and Purpose of Fintech Business Restructuring
Rakuten Group and Rakuten Bank, after suspending their discussions on fintech business restructuring initiated in April 2024, decided on February 25, 2026, to resume these discussions in response to rapidly changing financial environments and intensifying competition. The restructuring aims to consolidate fintech businesses including Rakuten Bank, Rakuten Card, and Rakuten Securities Holdings into a single group to strengthen collaboration, utilize AI, and optimize procurement costs.
Restructuring Format and Measures to Ensure Fairness
This restructuring envisions an organizational reorganization of the entire fintech business, including Rakuten Bank, which will continue to be positioned as a significant consolidated subsidiary. Rakuten Bank's Board of Directors has established a special committee composed of independent outside directors to ensure fairness. Independent advisors such as Daiwa Securities, Goldman Sachs, and Mori Hamada & Matsumoto Law Firm have also been appointed to implement measures to avoid conflicts of interest. The restructuring is aimed to take effect in October 2026, though changes may occur depending on approvals from regulatory authorities.
