Financial Summary for the Third Quarter of the Fiscal Year Ending March 2026

Performance Overview

In the cumulative third quarter period of the fiscal year ending March 2026, net sales amounted to 52.621 billion yen (10.5% YoY increase), operating income was 6.68 billion yen (11.3% YoY increase), ordinary income reached 7.388 billion yen (15.2% YoY increase), and net income attributable to owners of parent was 4.192 billion yen (14.4% YoY increase), achieving both increased revenue and profit and setting new records. The strong performance of the Property and Global Businesses, along with steady results in the Financial Guaranty Business, contributed to these improvements.

Segment Performance

The Automotive Business recorded profit growth due to revisions in commission fees. The Property Business saw increases in both net sales and operating income. The Global Business achieved a 14.7% increase in net sales and a 14.0% increase in operating income, resulting in growth in both revenue and profit. The Customer Business experienced a slight decrease in net sales but a 34.7% increase in operating income. The Financial Guaranty Business maintained double-digit growth with a 14.4% rise in net sales and a 17.7% increase in operating income. The IT Business saw declines in both net sales and operating income. The Social Business recorded higher net sales but turned to an operating loss.

Financial Position Overview

Total assets stood at 82.026 billion yen, up 10,436 million yen compared to the end of the previous consolidated fiscal year, mainly driven by increases in current assets. Total liabilities increased to 31.2 billion yen. Net assets rose to 50.82 billion yen. Treasury stock decreased due to acquisitions, cancellations, and disposals related to restricted stock compensation.