Aiful Corporation

2026/01/16 Updated
Market Cap: $1.8B (¥285.0B)
Stock Price: $3.75 (¥595)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
10.18
PER (Price Earnings Ratio)
vs Industry Avg: +0.6
1.24
PBR (Price to Book Ratio)
vs Industry Avg: +0.0
2.02%
Dividend Yield
vs Industry Avg: -0.93%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+4.46%
Near-term
25-Day MA
+7.91%
Mid-term
75-Day MA
+17.63%
Long-term
200-Day MA
+33.50%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥572
Open ¥570
High ¥595
Low ¥569
Close ¥595

TRADING

Volume 2,918,300
Average Volume 1,970,389
Turnover ¥17億
Min. Purchase ¥59,500

Analyst Recommendations 4 analysts

Updated 2026/01/11
Strong Buy
3
3
Buy
0
Hold
1
1
Sell
0
Strong Sell
0
Target Price (Mean)
¥540
Buy
¥560
High
¥550
Median
¥500
Low
-6% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
37.5%
Insider Holdings
25.6%
Institutional
36.9%
Public Float
72
Institutional Holders
Insider Holdings 37.5%
Institutional 25.6%
Public Float 36.9%

Major Holders

Updated 2026/01/11
Institution Ownership Shares Change
T. ROWE PRICE Intl Fd.S, INC.-T. Rowe Price Intl Discovery Fd.
3.28%
15.9M -0.24%
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
0.94%
4.5M +4.01%
-Price (T.Rowe) International Small-Cap Equity Trust
0.76%
3.7M -2.21%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.56%
2.7M +5.24%
iShares Trust-iShares Core MSCI EAFE ETF
0.51%
2.5M +1.27%
JPMorgan Trust I-JPMorgan Developed International Value Fund
0.33%
1.6M +6.94%

Dividend History 1Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥7
Annual Dividend
+600.0%
YoY Growth
14.9%
Payout Ratio
Year Dividend Change
2025 ¥7 +600.0%
2024 ¥1 0.0%
2023 ¥1 0.0%
2022 ¥1 0.0%
2021 ¥1 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥132,094M ¥144,148M ¥163,107M ¥189,050M
Gross Profit ¥124,855M ¥136,852M ¥155,531M ¥179,184M
Operating Income ¥11,245M ¥23,725M ¥21,068M ¥25,304M
Pretax Income ¥11,245M ¥23,725M ¥21,068M ¥25,304M
Net Income ¥12,334M ¥22,343M ¥21,818M ¥22,516M
EPS ¥25.50 ¥46.19 ¥45.10 ¥46.91
Operating Margin 8.51% 16.46% 12.92% 13.38%
Balance Sheet
Total Assets ¥935,642M ¥1,070,485M ¥1,266,374M ¥1,448,451M
Total Equity ¥153,899M ¥176,072M ¥197,909M ¥217,921M
Total Liabilities ¥781,743M ¥894,413M ¥1,068,465M ¥1,230,530M
Cash ¥44,448M ¥43,251M ¥56,917M ¥60,608M
Interest-bearing Debt ¥480,400M ¥561,235M ¥664,903M ¥789,616M
Equity Ratio 16.45% 16.45% 15.63% 15.05%
D/E Ratio 3.12 3.19 3.36 3.62
Cash Flow
Operating CF -¥15,628M -¥70,593M -¥74,205M -¥82,876M
Investing CF -¥2,218M -¥8,945M -¥12,762M -¥35,098M
Financing CF ¥21,030M ¥78,197M ¥100,932M ¥119,824M
Free CF -¥19,148M -¥75,076M -¥84,307M -¥108,113M
Efficiency
ROE 8.01% 12.69% 11.02% 10.33%
ROA 1.32% 2.09% 1.72% 1.55%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 8515

Company Information

English Name Aiful Corporation
Japanese Name アイフル(株)
Stock Code 8515.T (JPX)
Sector / Industry Financial Services / Credit Services
Employees 2,738

About

Aiful Corporation engages in the consumer finance and credit guarantee business in Japan. The company offers unsecured and small business loans; and credit card, prepaid card, credit guarantee, debt collection, payment services, electronic money payment, venture capital, receiving agent, corporate turnaround and restructuring, and leasing services, as well as used car and medical loans. It also provides post-pay settlement, peer to peer lending, factoring, and installment credit sales services. In addition, the company offers pet insurance. The company was formerly known as Marutaka, Inc. and changed its name to Aiful Corporation in May 1982. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.

Data provided by Yahoo Finance