Aozora Bank, Ltd.
Stock Price Chart
2026/03/05 UpdatedPrice Trend
2026/03/05 UpdatedPrice & Trading Details
2026/03/05 UpdatedPRICE
TRADING
Analyst Recommendations 6 analysts
Updated 2026/03/01Shareholder Composition
Updated 2026/03/01Dividend History 1Years Growth
Updated 2026/03/01| Year | Dividend | Change |
|---|---|---|
| 2025 | ¥88 | +54.4% |
| 2024 | ¥57 | -50.9% |
| 2023 | ¥116 | -27.0% |
| 2022 | ¥159 | +15.2% |
| 2021 | ¥138 | - |
Financial Performance
2026/03/01 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥116,124M | ¥104,581M | ¥105,760M | ¥108,414M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥35,004M | ¥8,719M | -¥49,904M | ¥20,518M |
| EPS | ¥299.38 | ¥74.54 | -¥427.22 | ¥154.02 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥6,728,653M | ¥7,184,070M | ¥7,603,002M | ¥7,762,434M |
| Total Equity | ¥493,494M | ¥438,661M | ¥384,403M | ¥451,418M |
| Total Liabilities | ¥6,235,159M | ¥6,745,409M | ¥7,218,599M | ¥7,311,016M |
| Cash | ¥1,141,946M | ¥1,275,003M | ¥1,579,781M | ¥1,409,371M |
| Interest-bearing Debt | ¥617,422M | ¥683,386M | ¥744,697M | ¥855,940M |
| Equity Ratio | 7.33% | 6.11% | 5.06% | 5.82% |
| D/E Ratio | 1.25 | 1.56 | 1.94 | 1.90 |
| Cash Flow | ||||
| Operating CF | ¥253,900M | -¥61,382M | ¥133,949M | -¥56,900M |
| Investing CF | -¥23,830M | ¥213,939M | ¥167,439M | -¥147,849M |
| Financing CF | -¥16,059M | -¥18,068M | ¥2,136M | ¥46,592M |
| Free CF | ¥248,333M | -¥67,374M | ¥126,473M | -¥62,975M |
| Efficiency | ||||
| ROE | 7.09% | 1.99% | -12.98% | 4.55% |
| ROA | 0.52% | 0.12% | -0.66% | 0.26% |
Latest IR Information
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Regarding Capital Adequacy Ratio for the Third Quarter of the Fiscal Year Ending March 2026
The consolidated domestic capital adequacy ratio for the third quarter of the fiscal year ending March 2026 was 10.47%, and the CET1 ratio was 9.1%.
Read more -
Summary of Financial Results for 3rd Quarter Fiscal Year 2025
Consolidated gross profit of 73 billion yen (YoY +10.3 billion yen), net income attributable to owners of parent of 21.8 billion yen (YoY +5.5 billion yen), 3rd quarter dividend of 22 yen/share (YoY +3 yen)
Read more -
Fiscal Year Ending March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)
For the nine months ended December 31, 2025, ordinary income was 236.62 billion yen (78.0% YoY increase), and net income attributable to owners of parent for the quarter was 218.25 billion yen (34.5% YoY increase). The full-year dividend forecast remains...
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Notice Regarding Payment of Surplus Dividend (Third Quarter Dividend) and Fiscal Year-End Dividend Forecast
The third quarter dividend for the fiscal year ending March 2026 is 22 yen per share, with a total dividend amount of 3,044 million yen. The annual dividend forecast remains at 88 yen, with the fiscal year-end dividend forecast set...
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Latest News (5 items)
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Average Analyst Rating: underperform
Average Target Price: ¥2,338
Rating Score: 4.17 (Based on 6 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Institutional Banking Group, Structured Finance Group, International Business Group, Customer Relations Group, and Market Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers foreign currency remittance, liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as well as derivative products, including interest rate, foreign exchange, and commodity derivatives. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.