Rakuten Bank, Ltd.

5838.T
Banks - Regional
2026/01/16 Updated
Market Cap: $7.8B (¥1.2T)
Stock Price: $44.81 (¥7,102)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
19.08
PER (Price Earnings Ratio)
vs Industry Avg: +9.5
3.66
PBR (Price to Book Ratio)
vs Industry Avg: +2.4
0.00%
Dividend Yield
vs Industry Avg: -2.95%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+3.72%
Near-term
25-Day MA
+1.34%
Mid-term
75-Day MA
-6.01%
Long-term
200-Day MA
-0.38%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥6,848
Open ¥6,883
High ¥7,170
Low ¥6,842
Close ¥7,102

TRADING

Volume 2,323,100
Average Volume 1,505,506
Turnover ¥165億
Min. Purchase ¥710,200

Analyst Recommendations 10 analysts

Updated 2026/01/11
Strong Buy
1
1
Buy
4
4
Hold
4
4
Sell
0
Strong Sell
1
1
Target Price (Mean)
¥8,144
Buy
¥10,000
High
¥8,005
Median
¥5,000
Low
+15% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
49.4%
Insider Holdings
23.8%
Institutional
26.9%
Public Float
159
Institutional Holders
Insider Holdings 49.4%
Institutional 23.8%
Public Float 26.9%

Major Holders

Updated 2026/01/11
Institution Ownership Shares Change
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
0.74%
1.3M +0.16%
Perpetual Americas Funds Trust-JOHCM International Select Fund
0.61%
1.1M -27.58%
-Price (T.Rowe) International Growth Equity Trust
0.54%
946.5K -2.27%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.47%
818.2K +2.67%
T. ROWE PRICE Intl Fd.S, INC.-T. Rowe Price Intl Stock Fd.
0.47%
814.7K -0.24%
iShares Trust-iShares Core MSCI EAFE ETF
0.38%
667.1K +1.57%

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥66,126M ¥80,533M ¥93,416M ¥123,549M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥20,039M ¥27,692M ¥34,436M ¥50,779M
EPS ¥121.85 ¥168.38 ¥199.86 ¥290.77
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥9,490,689M ¥11,589,508M ¥13,480,473M ¥14,748,639M
Total Equity ¥187,079M ¥213,031M ¥260,692M ¥302,244M
Total Liabilities ¥9,303,610M ¥11,376,477M ¥13,219,781M ¥14,446,395M
Cash ¥3,649,136M ¥4,050,227M ¥4,791,097M ¥4,241,858M
Interest-bearing Debt ¥1,612,000M ¥2,289,428M ¥2,580,182M ¥2,769,259M
Equity Ratio 1.97% 1.84% 1.93% 2.05%
D/E Ratio 8.62 10.75 9.90 9.16
Cash Flow
Operating CF ¥1,461,945M ¥594,695M ¥1,027,880M ¥183,758M
Investing CF -¥495,980M -¥193,578M -¥301,058M -¥732,563M
Financing CF - - ¥13,324M -
Free CF ¥1,456,506M ¥586,886M ¥1,018,511M ¥169,789M
Efficiency
ROE 10.71% 13.00% 13.21% 16.80%
ROA 0.21% 0.24% 0.26% 0.34%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 5838

Company Information

English Name Rakuten Bank, Ltd.
Japanese Name 楽天銀行(株)
Stock Code 5838.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 1,149

About

Rakuten Bank, Ltd. provides internet banking products and services to individual, corporate, and sole proprietor customers in Japan. Its deposit products include fixed-term, foreign currency, and yen deposits; securities; and investment trusts. The company also offers card loans, securities-backed loans, real estate secured loans, reverse mortgages, educational loans, mortgages, and insurance products. In addition, it provides deposit, withdrawal, payment, transfer and remittance, and receive services; debit, credit, and cash cards; overseas remittance services; and account and ID management, cashless, and partner services. Rakuten Bank, Ltd. was incorporated in 2000 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance