【Ryukyu Bank】 Review of Shareholder Return Policy | May 2026

Financial Overview

Ryukyu Bank resolved to review its shareholder return policy at the Board of Directors meeting held on May 12, 2026. In consideration of internal retained earnings enhancement, financial performance, the economic environment, and long-term shareholder value, the company will set a payout ratio of 40% or more and aim to sustain or increase dividends. Backed by sound capital and steady earnings performance, the Bank has indicated its intention to proactively conduct share buybacks to improve capital efficiency and further strengthen profit distribution.

Impact on Shareholders and Future Outlook

This review demonstrates Ryukyu Bank’s commitment to strengthening shareholder returns while maintaining a stable earnings base. The upward revision of the financial targets in the medium-term management plan 'Empower 2025' supports efforts to enhance capital and profitability, thereby driving attractive shareholder return strategies for investors. The Bank will continue prudent management with the goal of increasing shareholder value.