Suruga Bank Ltd.
Formulation of the Medium-Term Management Plan (Fiscal 2026 to Fiscal 2028)
Suruga Bank has formulated a medium-term management plan targeting the three fiscal years from 2026 to 2028. It has set KPI targets including ordinary income of 52.5 billion yen, ROE of 11.0% or higher, and core business gross profit of 77 billion yen for fiscal 2028.
Key Figures
- Fiscal 2028 Ordinary Income Target: 52.5 billion yen
- Fiscal 2028 Consolidated ROE Target: 11.0% or higher
- Fiscal 2025 New Loan Execution Amount Forecast: 260 billion yen
AI要約
Overview of the Medium-Term Management Plan
Suruga Bank has formulated a medium-term management plan covering the three fiscal years from 2026 to 2028. The plan period is from April 1, 2026 to March 31, 2029. The background of the plan is to build on the results achieved from 'Re:Start 2025 Phase 2' promoted over three years from fiscal 2023, aiming to fully launch a re-growth trajectory. Newly set KPIs include a consolidated ROE of 11.0% or higher, ordinary income of 52.5 billion yen, core business gross profit of 77 billion yen, core expense ratio of approximately 50%, and disclosure debt ratio in the 2% range for fiscal 2028.
Management Strategies and Key Initiatives
Three management strategies will be promoted. I. Deepening the Yatsugatake Model (Polishing 'Difference' through Pivot) to differentiate four profit centers. II. Sustainable growth through alliance strategies by strengthening collaboration with Credit Saison and pursuing new forms of finance. III. Co-creation with AI by promoting AI Transformation (AX) across all employees, aiming to improve operational efficiency by 30% (approximately 500,000 hours). New loan execution amount is forecasted at 260 billion yen in fiscal 2025.
Suruga Bank Ltd.
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