Hachijuni Nagano Bank, Ltd.
Formation of the Hachijuni Group’s First Medium-Term Management Plan
The Hachijuni Bank has formulated its First Medium-Term Management Plan covering the three fiscal years from 2026 to 2028. The plan targets a consolidated ROE of 8% or higher and consolidated net income attributable to owners of parent of at least 85 billion yen, promoting strengthened profitability along with DX and AI investments.
Key Figures
- Consolidated ROE target: 8% or higher
- Consolidated Net Income Plan: 85 billion yen or higher (Fiscal Year Ending March 2029)
- Total Consulting KPI Support Cases: 300,000 cases (Cumulative over 3 years)
AI要約
Overview of the First Medium-Term Management Plan
The Hachijuni Bank, Ltd. has formulated its 'First Medium-Term Management Plan' covering the three fiscal years from 2026 to 2028. This plan represents the initial three years aimed at realizing the long-term vision 2035 set for ten years ahead, with the strategic concept of 'Leap to a Comprehensive Consulting Group.' The plan sets out five strategic themes: strengthening and expanding profitability, securing competitive advantage through DX and AI investments, human resource development, business domain expansion, and enhancing the management foundation.
Management Goals and Shareholder Return Policy
Financial targets include a consolidated ROE of 8% or higher. The plan for the fiscal year ending March 2029 targets consolidated net income attributable to owners of parent of 85 billion yen or more, average deposit and NCD balance of 10 trillion yen, average loan balance of 7.1 trillion yen, and fee-related income of 21 billion yen. The shareholder return policy aims to maintain or increase dividends with a consolidated payout ratio benchmarked at 40% or higher. Share buybacks will be conducted flexibly in consideration of market conditions.
